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Kawasaki Ninja 650

Kawasaki · Motorcycle

Ninja 650 Ex-Showroom Price

₹ 7,91,000ex-showroom · last updated 2026

Engine
649cc
Power
67.3bhp
Weight
196kg
EMI starting from ₹5,000/month · subject to bank approval

03 / Price

Kawasaki Ninja 650 On-Road Price in India (All Cities)

The Kawasaki Ninja 650's ex-showroom price is Rs 7.91 lakh (Delhi, 2026). But the number that matters for your budget is the on-road price - what you actually pay to ride it out of the showroom.

On-road price = ex-showroom + road tax (RTO) + insurance (third-party + own damage) + dealer/handling charges.

Road tax is the biggest variable. Delhi charges around 12-13% of ex-showroom for bikes above Rs 6 lakh, adding roughly Rs 95,000-1,02,000 to the Ninja 650's bill. Maharashtra charges 13% for bikes above Rs 10 lakh (on-road), so Mumbai on-road comes out highest nationally at around Rs 9.87 lakh. States like Karnataka (12%) and Tamil Nadu (around 10%) fall somewhere in between.

Insurance is the second variable. Third-party insurance for bikes above 350cc is fixed by IRDAI - currently around Rs 3,000-3,500 per year for the mandated 5-year term. Own-damage (OD) insurance depends on the insurer and IDV you choose; expect Rs 15,000-22,000 for the first year on a Rs 7.91 lakh bike.

City-wise indicative on-road prices (2026):

  • Delhi: ~Rs 8.92 lakh
  • Mumbai: ~Rs 9.87 lakh
  • Bangalore: ~Rs 9.71 lakh
  • Hyderabad: ~Rs 9.71 lakh
  • Chennai: ~Rs 9.23 lakh

Dealers typically add Rs 3,000-5,000 in handling/logistics charges. Ask for a detailed breakup before signing - every item should be itemised on the proforma invoice.

VariantEx-Showroom Price
Standard₹ 7,91,000

* Average ex-showroom prices. Select a city above to see the full on-road price including RTO, insurance, and other charges.

A few practical tips: negotiate on insurance, not on ex-showroom price (Kawasaki's dealer margin on imports is thin). Ask your dealer whether they can source a cheaper OD policy through a broker - the official dealership insurance is rarely the best rate. Also check if the on-road quote includes fast-tag and number-plate charges, which some dealers bundle in and some list separately. On EMI, a Rs 9 lakh on-road amount over 5 years at 9.5% works out to roughly Rs 18,500-19,000 per month.

Frequently Asked Questions

QWhat is the on-road price of the Kawasaki Ninja 650 in Delhi?
The on-road price of the Kawasaki Ninja 650 in Delhi is approximately Rs 8.92 lakh (2026). This includes an ex-showroom price of Rs 7.91 lakh, road tax of approximately Rs 95,000-1,02,000, first-year insurance of approximately Rs 18,000-22,000, and dealer handling charges of approximately Rs 3,500.
QWhat RTO and insurance charges apply to the Kawasaki Ninja 650?
Road tax varies by state - Delhi charges 12-13%, Maharashtra 13%, Karnataka 12%, and Tamil Nadu around 10% of ex-showroom. Insurance includes 5-year IRDAI-mandated third-party cover (approximately Rs 3,000-3,500/year) plus own-damage cover for year one (approximately Rs 15,000-22,000 depending on insurer and IDV chosen).
QWhat is the EMI for the Kawasaki Ninja 650 base variant?
On Delhi's on-road price of approximately Rs 8.92 lakh, with 10% down payment and a 5-year loan at 9.5% interest, the monthly EMI is approximately Rs 16,800-17,200. For Mumbai's higher on-road price of ~Rs 9.87 lakh, expect EMIs of Rs 18,500-19,000 under the same terms.
QHas the price of the Kawasaki Ninja 650 changed recently?
Yes - the 2026 model was priced at Rs 7.91 lakh, a Rs 14,000 increase over the 2025 model (Rs 7.77 lakh). Before the 2026 launch, Kawasaki offered discounts of up to Rs 22,000 on the 2025 model, bringing it to approximately Rs 7.55-7.71 lakh at participating dealers.