Tap to zoomKawasaki Ninja 650
Kawasaki · Motorcycle
Ninja 650 On Road Price in Shimla
₹ 7,91,000ex-showroom · last updated 2026
- Engine
- 649cc
- Power
- 67.3bhp
- Weight
- 196kg
03 / On-Road Price
Kawasaki Ninja 650 On-Road Price in Shimla, Himachal Pradesh (2026)
The on-road price of Kawasaki Ninja 650 in Shimla, Himachal Pradesh is ₹8,95,441. This is the total amount you pay at the dealership to ride home - it breaks down as follows:
Ex-showroom price: ₹7,91,000 This is the manufacturer's price before state taxes. It's the same across all dealerships in Himachal Pradesh.
Road tax (RTO): ₹63,280 (8% of ex-showroom) Road tax in Himachal Pradesh is charged at 8% for bikes in this price bracket. This is a one-time payment made at the time of registration and is non-negotiable. The RTO also issues your registration certificate (RC) and number plate.
Insurance: ₹37,661 Insurance for the Kawasaki Ninja 650 in Shimla includes third-party cover of ₹15,117 (IRDAI-mandated for 5 years) and own-damage cover of ₹22,544 for year one. Own-damage premiums vary between insurers - the dealer quote may not be the cheapest option. Compare quotes on Policybazaar or Acko before committing.
Dealer / handling charges: ₹3,500 This covers number plate fabrication, delivery prep, fast-tag, and logistics. This amount is typically fixed and not negotiable, but always ask for an itemised breakup on the proforma invoice.
Total on-road price in Shimla: ₹8,95,441
EMI estimate: At 9.5% interest over 5 years on a ₹8,95,441 on-road price (assuming 10% down payment), your monthly EMI works out to approximately Rs 18,000-20,000 depending on your lender and credit profile. Many banks offer pre-approved loans for Kawasaki bikes - check HDFC, ICICI, and Bajaj Finance for competitive rates.
On-Road Price in Shimla
Himachal Pradesh — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹7,91,000 |
| Road Tax (8%) | ₹63,280 |
| InsuranceThird Party (5yr): ₹15,117 | Own Damage (1yr): ₹22,544 | ₹37,661 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹8,95,441 |
| Variant | Ex-Showroom | On-Road (Shimla) |
|---|---|---|
| Standard | ₹ 7,91,000 | ₹8,95,441 |
* On-road prices are indicative. Includes road tax at 8%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
Buying tips for Shimla: Kawasaki dealerships in Himachal Pradesh typically have limited room to negotiate on the ex-showroom price because import margins are thinner than domestic bikes. However, you can often negotiate on accessories, insurance premiums, and free service packages. Ask your dealer if they'll include the first service (500 km run-in service) and a Kawasaki-branded helmet or riding jacket - these are frequently offered as sweeteners during festive season and year-end stock clearance. The on-road price of ₹8,95,441 in Shimla is final once you sign; ensure your proforma invoice matches this figure before you make any payment.