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Yamaha FZ X

Yamaha · Motorcycle

FZ X On Road Price in Kolkata

₹ 1,22,271ex-showroom · last updated 2026

Engine
149cc
Power
12.2bhp
Weight
139kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Yamaha FZ X On-Road Price in Kolkata 2026

The on-road price of Yamaha FZ X in Kolkata (West Bengal) is ₹1,44,383. This is what you'll actually pay at the dealership - considerably higher than the ex-showroom figure advertised on Yamaha's website, once all government charges and fees are added.

Here is the full breakdown:

Ex-showroom price: ₹1,24,745 - the base price of the bike before any state or central charges are applied.

Road tax (RTO): ₹8,732 - levied at 7% of the ex-showroom price in West Bengal. Road tax is a one-time state government charge and is among the biggest variables driving price differences across Indian cities. Buyers in high-tax states like Karnataka pay noticeably more than those in Delhi.

Insurance: ₹7,406 - comprising mandatory third-party insurance (₹3,851) and own-damage cover (₹3,555) for the first year. Yamaha dealers typically bundle comprehensive insurance into the on-road quote, but you are not obliged to purchase it through the dealer - buying independently from insurers like Acko, Digit, or HDFC Ergo often costs less.

Dealer and handling charges: ₹3,500 - covers number plate fabrication, smart card registration, and the dealer's handling fee.

Total on-road price in Kolkata: ₹1,44,383

The 149 cc engine on the FZ X is ARAI-rated at 55.11 kmpl, keeping your running cost low - roughly Rs 2.50-3.00 per km at 2026 petrol prices in West Bengal. Over 50,000 km of ownership, that efficiency advantage versus thirstier 160cc rivals adds up to meaningful savings.

For EMI buyers in Kolkata: at 90% financing over 36 months at 12% p.a., your monthly outgo on the standard FZ X works out to approximately Rs 3,800-4,200 depending on your lender. Yamaha Financial Services and most major banks offer same-day approvals at the dealership.

On-Road Price in Kolkata

West Bengal — based on base variant (ex-showroom)

Ex-Showroom Price₹1,24,745
Road Tax (7%)₹8,732
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹3,555₹7,406
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹1,44,383

West Bengal levies 7% road tax on two-wheelers — one of the lower rates in eastern India. The road tax is paid once at the time of registration. Kolkata's lower tax rate means on-road prices are more affordable here compared to states like Karnataka or Maharashtra.

VariantEx-ShowroomOn-Road (Kolkata)
FZ X Standard₹ 1,24,745₹1,44,383
FZ X Dark Matte Blue Purple₹ 1,33,185₹1,53,655

* On-road prices are indicative. Includes road tax at 7%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

Before finalising your purchase in Kolkata, get a written quote itemising each cost separately - ex-showroom, RTO, insurance, and handling. Dealers occasionally inflate handling charges or bundle accessories you haven't requested, and a line-item quote makes it straightforward to spot and negotiate.

On insurance: the comprehensive policy bundled by the dealer is convenient but not always the cheapest option. Bring a competing quote from an online insurer - you can typically save Rs 1,500-3,000 on the first year's premium, and dealers will sometimes match it to close the sale.

The on-road price of ₹1,44,383 in Kolkata includes first-year insurance only. In subsequent years, renewal cover for a 150cc bike in West Bengal typically runs Rs 3,000-5,000 per year - factor that into your five-year ownership cost calculation when comparing the Yamaha FZ X against segment rivals.

Frequently Asked Questions

QWhat is the on-road price of Yamaha FZ X in Kolkata?
The on-road price of Yamaha FZ X in Kolkata (West Bengal) is ₹1,44,383. This includes the ex-showroom price of ₹1,24,745, road tax of ₹8,732 at 7%, total insurance of ₹7,406, and dealer/handling charges of ₹3,500.
QWhat is the road tax for Yamaha FZ X in West Bengal?
The road tax (RTO charge) for Yamaha FZ X in West Bengal is ₹8,732, calculated at 7% of the ex-showroom price of ₹1,24,745. Road tax is a one-time state government levy included in the on-road price of ₹1,44,383 and paid at the time of registration.
QWhat is the EMI for Yamaha FZ X in Kolkata?
For buyers in Kolkata financing the Yamaha FZ X at ex-showroom ₹1,24,745 with 90% LTV over 36 months at 12% per annum, the monthly EMI works out to approximately Rs 3,800-4,200. The total on-road price in Kolkata is ₹1,44,383, with roughly 10% required as a down payment.
QWhat does insurance cost for Yamaha FZ X in West Bengal?
First-year comprehensive insurance for Yamaha FZ X in West Bengal amounts to ₹7,406, comprising mandatory third-party cover (₹3,851) and own-damage insurance (₹3,555). This is included in the on-road price of ₹1,44,383 when purchasing from a Yamaha dealership in Kolkata.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹1,51,868
Mumbai₹1,49,373
Jaipur₹1,48,126
Gurgaon₹1,48,126