1/8Tap to zoomYamaha FZ X
Yamaha · Motorcycle
FZ X On Road Price in Chennai
₹ 1,22,271ex-showroom · last updated 2026
- Engine
- 149cc
- Power
- 12.2bhp
- Weight
- 139kg
03 / On-Road Price
Yamaha FZ X On-Road Price in Chennai 2026
The on-road price of Yamaha FZ X in Chennai (Tamil Nadu) is ₹1,45,631. This is what you'll actually pay at the dealership - considerably higher than the ex-showroom figure advertised on Yamaha's website, once all government charges and fees are added.
Here is the full breakdown:
Ex-showroom price: ₹1,24,745 - the base price of the bike before any state or central charges are applied.
Road tax (RTO): ₹9,980 - levied at 8% of the ex-showroom price in Tamil Nadu. Road tax is a one-time state government charge and is among the biggest variables driving price differences across Indian cities. Buyers in high-tax states like Karnataka pay noticeably more than those in Delhi.
Insurance: ₹7,406 - comprising mandatory third-party insurance (₹3,851) and own-damage cover (₹3,555) for the first year. Yamaha dealers typically bundle comprehensive insurance into the on-road quote, but you are not obliged to purchase it through the dealer - buying independently from insurers like Acko, Digit, or HDFC Ergo often costs less.
Dealer and handling charges: ₹3,500 - covers number plate fabrication, smart card registration, and the dealer's handling fee.
Total on-road price in Chennai: ₹1,45,631
The 149 cc engine on the FZ X is ARAI-rated at 55.11 kmpl, keeping your running cost low - roughly Rs 2.50-3.00 per km at 2026 petrol prices in Tamil Nadu. Over 50,000 km of ownership, that efficiency advantage versus thirstier 160cc rivals adds up to meaningful savings.
For EMI buyers in Chennai: at 90% financing over 36 months at 12% p.a., your monthly outgo on the standard FZ X works out to approximately Rs 3,800-4,200 depending on your lender. Yamaha Financial Services and most major banks offer same-day approvals at the dealership.
On-Road Price in Chennai
Tamil Nadu — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹1,24,745 |
| Road Tax (8%) | ₹9,980 |
| InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹3,555 | ₹7,406 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹1,45,631 |
Tamil Nadu levies 8% road tax on two-wheelers, applied to the ex-showroom price. The state has one of the more competitive road tax rates in South India. Registration is handled at the local RTO, and prices are consistent across Chennai, Coimbatore, Madurai, and other cities.
| Variant | Ex-Showroom | On-Road (Chennai) |
|---|---|---|
| FZ X Standard | ₹ 1,24,745 | ₹1,45,631 |
| FZ X Dark Matte Blue Purple | ₹ 1,33,185 | ₹1,54,987 |
* On-road prices are indicative. Includes road tax at 8%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
Before finalising your purchase in Chennai, get a written quote itemising each cost separately - ex-showroom, RTO, insurance, and handling. Dealers occasionally inflate handling charges or bundle accessories you haven't requested, and a line-item quote makes it straightforward to spot and negotiate.
On insurance: the comprehensive policy bundled by the dealer is convenient but not always the cheapest option. Bring a competing quote from an online insurer - you can typically save Rs 1,500-3,000 on the first year's premium, and dealers will sometimes match it to close the sale.
The on-road price of ₹1,45,631 in Chennai includes first-year insurance only. In subsequent years, renewal cover for a 150cc bike in Tamil Nadu typically runs Rs 3,000-5,000 per year - factor that into your five-year ownership cost calculation when comparing the Yamaha FZ X against segment rivals.