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Matter AERA

Matter · Motorcycle

AERA On Road Price in Lucknow

₹ 1,82,784ex-showroom · last updated 2026

Weight
168kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Matter AERA On-Road Price in Lucknow, Uttar Pradesh (2026)

The on-road price of Matter AERA in Lucknow (Uttar Pradesh) is ₹2,11,795. This breaks down into an ex-showroom price of ₹1,82,784, road tax of ₹16,451 at 9%, insurance charges of ₹9,060, and dealer/handling fees of ₹3,500.

The Matter AERA is an electric motorcycle, which works in your favour when it comes to road tax. Uttar Pradesh applies a 9% road tax rate on electric two-wheelers - considerably lower than the 12-15% typically levied on petrol motorcycles in the same price bracket. That saving meaningfully closes the on-road price gap between the AERA and a similarly priced ICE commuter.

Insurance for the Matter AERA is split into two components. Third-party insurance - required by law - is fixed by IRDAI and amounts to ₹3,851 for the policy year. Own-damage insurance is optional but strongly recommended given the ₹1,82,784 replacement value of the bike; it adds ₹5,209 to the first-year cost. Together, insurance totals ₹9,060 for the first year.

Dealer charges of ₹3,500 are standard across Matter's service network, covering pre-delivery inspection, documentation, and handling. This figure is generally fixed, though some dealers in competitive markets like Bangalore and Pune have waived a portion for outright cash purchases - worth asking.

Your complete outgo to bring the AERA home in Lucknow is ₹2,11,795, comprising ₹1,82,784 (ex-showroom) + ₹16,451 (road tax at 9%) + ₹9,060 (insurance) + ₹3,500 (dealer charges). If any state-level EV purchase subsidy is active in Uttar Pradesh, this figure reduces further - confirm eligibility and current scheme status with your nearest Matter dealer before finalising the purchase.

On-Road Price in Lucknow

Uttar Pradesh — based on base variant (ex-showroom)

Ex-Showroom Price₹1,82,784
Road Tax (9%)₹16,451
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹5,209₹9,060
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹2,11,795

Uttar Pradesh charges 9% road tax on two-wheelers. The rate applies uniformly across all cities in the state including Lucknow, Agra, Kanpur, Noida, and Ghaziabad. Despite Noida and Ghaziabad being part of the NCR, they fall under UP's RTO and have different on-road prices than Delhi.

VariantEx-ShowroomOn-Road (Lucknow)
AERA 5000₹ 1,82,784₹2,11,795
AERA 5000+₹ 1,93,826₹2,24,145

* On-road prices are indicative. Includes road tax at 9%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

At an on-road price of ₹2,11,795 in Lucknow, the Matter AERA is the most affordable geared electric motorcycle in India. A few practical tips before you sign:

First, ask your dealer explicitly about EV purchase subsidies in Uttar Pradesh - these schemes update frequently and dealers don't always surface them proactively. Second, compare own-damage insurance quotes independently via Acko, Digit, or New India Assurance before accepting the dealer's bundled policy; direct OD premiums are often Rs 1,500-3,000 lower per year. Third, if you're financing the purchase, check SBI's Green Car Loan and Bank of Baroda's EV scheme - preferential rates of 7-8.5% p.a. are available for electric two-wheelers versus 10-12% for standard ICE bike loans. These optimisations can meaningfully reduce your total cost of ownership from Lucknow over a three-year finance term.

Frequently Asked Questions

QHow much is the on-road price of the Matter AERA in Lucknow?
The on-road price of Matter AERA in Lucknow is ₹2,11,795. This includes ex-showroom price of ₹1,82,784, road tax of ₹16,451 at 9% in Uttar Pradesh, total insurance of ₹9,060, and dealer charges of ₹3,500.
QWhat is the road tax (RTO) for the Matter AERA in Uttar Pradesh?
The road tax for the Matter AERA in Uttar Pradesh is 9%, amounting to ₹16,451 on an ex-showroom price of ₹1,82,784. Many states apply a reduced or zero road tax rate for electric two-wheelers - confirm Uttar Pradesh's current rate at your nearest Matter dealer.
QWhat is the EMI for the Matter AERA in Lucknow?
Based on the Lucknow on-road price of ₹2,11,795, a 20% down payment and 36-month loan at 10% p.a. gives an EMI of approximately Rs 5,800-6,500. EV-specific loan schemes from SBI and Bank of Baroda offer rates as low as 7.5% p.a., which can further reduce the monthly outgo.
QWhat does the insurance cost for the Matter AERA?
Insurance for the Matter AERA in Lucknow comprises mandatory third-party cover of ₹3,851 and optional own-damage cover of ₹5,209, totalling ₹9,060 for the first year. Compare quotes across Acko, Digit, and New India Assurance before purchasing - direct policies are often Rs 1,500-3,000 cheaper than dealer bundles.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹2,19,106
Mumbai₹2,15,450
Jaipur₹2,13,622
Gurgaon₹2,13,622