1/26Tap to zoomKawasaki Ninja 400
Kawasaki · Motorcycle
Ninja 400 On Road Price in Mumbai
₹5.24 Lakhex-showroom · last updated 2026
- Engine
- 399cc
- Power
- 44.7bhp
- Mileage
- 26.7kmpl
- Weight
- 168kg
03 / On-Road Price
Kawasaki Ninja 400 On-Road Price in Mumbai - Complete Breakdown
The on-road price of Kawasaki Ninja 400 in Mumbai (Maharashtra) is ₹6,15,174. This breaks down into an ex-showroom price of ₹5,23,985, road tax of ₹57,638 at 11%, insurance charges of ₹30,051, and dealer handling fees of ₹3,500.
The ex-showroom price of ₹5,23,985 is fixed by Kawasaki India across all authorised dealers in Maharashtra - you should not be paying more than this at the showroom. It is the manufacturer's price before state taxes and registration are applied.
Road tax in Maharashtra is levied at 11% and amounts to ₹57,638 for the Kawasaki Ninja 400. This is a one-time registration fee paid directly to the Regional Transport Office at the time of purchase. RTO rates vary significantly across India - states like Karnataka and Maharashtra levy higher road tax than Rajasthan or Uttar Pradesh, which is why on-road prices differ substantially city to city even when the ex-showroom price is identical.
Insurance is mandatory at registration. The Kawasaki Ninja 400 requires third-party (TP) insurance of ₹15,117 as mandated by IRDAI, plus an own-damage (OD) premium of ₹14,934 if you choose comprehensive coverage. In Mumbai, the combined insurance cost is ₹30,051 for a new policy. OD premiums are calculated on the bike's IDV (insured declared value) and vary by insurer - comparing quotes from three or four providers typically saves ₹1,500 - ₹3,000.
Dealer handling and documentation charges add ₹3,500, covering PDI (pre-delivery inspection), logistics, and registration paperwork.
The Kawasaki Ninja 400 is powered by a 399 cc liquid-cooled parallel-twin producing 44.7 bhp - the most refined engine in its class. With ARAI-rated mileage of 26.7 kmpl and a 14 L tank, the range between fill-ups is approximately 370 km, making it practical for inter-city travel from Mumbai.
On-Road Price in Mumbai
Maharashtra — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹5,23,985 |
| Road Tax (11%) | ₹57,638 |
| InsuranceThird Party (5yr): ₹15,117 | Own Damage (1yr): ₹14,934 | ₹30,051 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹6,15,174 |
Maharashtra levies 11% road tax on two-wheelers, calculated on the ex-showroom price. The fee is paid once at the Regional Transport Office (RTO) during registration. Maharashtra has a dense dealer network, and on-road prices are consistent across Mumbai, Pune, Nagpur, and other cities in the state.
| Variant | Ex-Showroom | On-Road (Mumbai) |
|---|---|---|
| Standard | ₹ 5,23,985 | ₹6,15,174 |
* On-road prices are indicative. Includes road tax at 11%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
When finalising your purchase in Mumbai, Maharashtra, ask for the complete on-road price breakdown in writing before signing. The ₹6,15,174 total is your budget figure, but there may be negotiating room on accessories packages or extended warranties. In Maharashtra, the RTO process typically takes 4-6 weeks for a permanent registration plate; you will ride on a temporary number plate in the meantime. For insurance, the third-party component is a fixed IRDAI premium - but own-damage quotes vary, so use an aggregator before accepting the dealership's in-house offer. If you are evaluating a used Kawasaki Ninja 400 in Mumbai, verify the RC (registration certificate) confirms Maharashtra registration and that insurance is active and transferable to your name.