1/15Tap to zoomHonda Dio
Honda · Motorcycle
Dio On Road Price in Kochi
₹ 74,298ex-showroom · last updated 2026
- Engine
- 109.51cc
- Power
- 7.75bhp
- Weight
- 106kg
03 / On-Road Price
Honda Dio On-Road Price in Kochi 2026
The on-road price of Honda Dio in Kochi, Kerala is ₹89,710 for the base STD variant. This is the amount you'll actually pay to ride the scooter out of the showroom - everything included.
Here's how that number breaks down:
Ex-showroom price: ₹74,298 This is the price Honda charges for the scooter itself, uniform across the country.
Road tax (RTO): ₹5,944 (8% of ex-showroom) Kerala's RTO rate is 8% for scooters in this category. Road tax is a one-time payment collected at registration and is the biggest variable that explains price differences between cities. States like Maharashtra and Tamil Nadu charge among the highest road tax in the country, which is why the Dio costs significantly more on-road in Mumbai and Chennai than in Delhi.
Insurance: ₹5,968 This includes third-party insurance of ₹3,851 (mandatory by law) and own-damage cover of ₹2,117. The combined first-year insurance of ₹5,968 is typical for a 110cc scooter. You can reduce this in subsequent years by switching to third-party-only insurance once the mandatory own-damage cover expires.
Dealer/handling charges: ₹3,500 This is a fixed dealer logistics and handling fee of ₹3,500, charged by most Honda dealerships.
Total on-road price in Kochi: ₹89,710
For the DLX variant, add approximately Rs 12,000 to all these figures. EMI buyers should factor in that most Honda dealerships in Kochi offer financing at 9-11% per annum; a 20% down payment over 36 months brings monthly instalments to roughly Rs 2,000-2,400 for the base variant.
On-Road Price in Kochi
Kerala — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹74,298 |
| Road Tax (8%) | ₹5,944 |
| InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,117 | ₹5,968 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹89,710 |
Kerala charges 8% road tax on two-wheelers, applied to the ex-showroom price. The state has a well-developed transportation network and the RTO registration process is straightforward. On-road prices are consistent across Kochi, Thiruvananthapuram, Kozhikode, and other cities.
| Variant | Ex-Showroom | On-Road (Kochi) |
|---|---|---|
| Dio Standard | ₹ 74,298 | ₹89,710 |
| Dio Deluxe | ₹ 86,333 | ₹1,03,051 |
* On-road prices are indicative. Includes road tax at 8%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
When visiting a Honda dealership in Kochi, always ask for the complete on-road price quote in writing before signing anything. Some dealers may quote a lower ex-showroom figure and add charges separately at delivery - the ₹89,710 figure above is what you should expect to pay all-in for the STD variant.
Insurance tip: you're not obligated to buy insurance from your dealer. Comparing quotes on platforms like PolicyBazaar or Acko often yields 10-20% savings on the own-damage component. The third-party premium is fixed by IRDAI and is the same everywhere.
If you're open to a certified pre-owned Dio, Honda's authorised used-scooter programme in Kochi occasionally has 1-2 year old examples with remaining warranty - these can save Rs 10,000-15,000 versus a new purchase while retaining the peace of mind of Honda-backed quality.