1/2Tap to zoomTriumph Speed 400
Triumph · Motorcycle
Speed 400 On Road Price in Chennai
₹ 2,32,054ex-showroom · last updated 2026
- Engine
- 349cc
- Power
- 36.49bhp
- Weight
- 179kg
03 / On-Road Price
Triumph Speed 400 On-Road Price in Chennai - 2026
The on-road price of Triumph Speed 400 in Chennai, Tamil Nadu is ₹2,68,097 in 2026. This is the total amount you pay to get the bike registered and road-legal - and it's higher than the ex-showroom figure you'll see advertised.
Here's exactly how that number breaks down:
Ex-showroom price: ₹2,32,054 This is the base price of the bike as set by Triumph India. It includes central GST and manufacturing costs, but not registration or insurance.
Road tax (RTO): ₹18,564 Tamil Nadu charges 8% road tax on two-wheelers above 300cc. This is a one-time state government levy paid at the time of registration. It's one of the largest add-ons to the ex-showroom price and varies significantly across India - buyers in Karnataka pay some of the highest road tax in the country, while Delhi buyers pay considerably less.
Insurance: ₹13,979 This covers third-party liability insurance (mandatory) at ₹7,365 and own-damage cover at ₹6,614 for the first year. You can opt for a multi-year third-party policy to reduce renewal hassle, but the first-year OD premium is generally similar across insurers.
Dealer/handling charges: ₹3,500 A fixed charge of Rs 3,500 that covers dealer handling, PDI (pre-delivery inspection), and minor accessories like number plate fabrication.
Total on-road: ₹2,68,097
For budgeting, add another Rs 5,000-12,000 for any accessories you plan to fit (crash guards, tank pad, seat cover) and a good quality helmet if you don't already have one.
On-Road Price in Chennai
Tamil Nadu — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹2,32,054 |
| Road Tax (8%) | ₹18,564 |
| InsuranceThird Party (5yr): ₹7,365 | Own Damage (1yr): ₹6,614 | ₹13,979 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹2,68,097 |
Tamil Nadu levies 8% road tax on two-wheelers, applied to the ex-showroom price. The state has one of the more competitive road tax rates in South India. Registration is handled at the local RTO, and prices are consistent across Chennai, Coimbatore, Madurai, and other cities.
| Variant | Ex-Showroom | On-Road (Chennai) |
|---|---|---|
| Standard | ₹ 2,32,054 | ₹2,68,097 |
* On-road prices are indicative. Includes road tax at 8%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
A few things worth knowing before you book in Chennai, Tamil Nadu:
The on-road price of ₹2,68,097 is fixed - dealers cannot legally charge more for registration and insurance than what's listed. However, dealers may suggest add-on accessories or extended warranties. These are optional. Don't let a dealer make you feel obligated to take them as part of the booking.
For insurance, you're not required to buy from the dealer's preferred insurer. Getting an independent quote from HDFC Ergo, Bajaj Allianz, or ICICI Lombard can save Rs 1,500-3,000 on the OD premium. The mandatory third-party component is regulated and priced the same everywhere.
Bajaj Finance and most major banks offer loans for the Triumph Speed 400 through the dealership network. A typical 80% loan on the ex-showroom price over 36 months works out to roughly Rs 6,800-7,200 per month at market rates. Check your credit score before visiting - it affects the rate you're offered.
Finally, ask your dealer about current Triumph India offers. There have been periodic cashback and extended warranty promotions that effectively reduce the total outlay.