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Kawasaki Ninja 1000

Kawasaki · Motorcycle

Ninja 1000 On Road Price in Surat

₹13.49 Lakhex-showroom · last updated 2026

Engine
1,043cc
Power
140.13bhp
Mileage
18kmpl
Weight
238kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Kawasaki Ninja 1000 On-Road Price in Surat (Gujarat) - 2026

The on-road price of Kawasaki Ninja 1000 in Surat (Gujarat) is ₹13,46,571. This breaks down into an ex-showroom price of ₹12,19,985, road tax (RTO) of ₹73,199 at 6%, insurance charges of ₹49,887, and dealer/handling fees of ₹3,500.

Road tax in Gujarat applies as a percentage of the ex-showroom price. For a litre-class motorcycle like the Ninja 1000, RTO costs are significant - state government charges vary from around 8% in some regions to 15%+ in others. Surat falls under Gujarat's rate of 6%, which means your RTO contribution alone is ₹73,199.

Insurance for the Kawasaki Ninja 1000 in 2026 includes two components. Third-party (TP) insurance is mandatory and regulated by IRDAI - your TP premium is ₹15,117 annually for a 1043 cc engine. Own-damage (OD) insurance protects your bike against accidents, theft, and natural calamities; your OD premium works out to ₹34,770. Combined, your first-year insurance outgo is ₹49,887.

Dealer and handling charges (RC, number plates, fastag, hypothecation if financed) are standardised at ₹3,500 across most Kawasaki dealerships. This covers the physical registration process at your local RTO, which Kawasaki's authorised network handles on your behalf.

All together, your total on-road investment for the Kawasaki Ninja 1000 in Surat is ₹13,46,571. This is the figure you should use for EMI calculations - banks and NBFCs typically finance 80-85% of the on-road price for superbikes in India.

On-Road Price in Surat

Gujarat — based on base variant (ex-showroom)

Ex-Showroom Price₹12,19,985
Road Tax (6%)₹73,199
InsuranceThird Party (5yr): ₹15,117 | Own Damage (1yr): ₹34,770₹49,887
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹13,46,571

Gujarat has one of the lowest road tax rates for two-wheelers in India at 6%, making on-road prices noticeably lower than in high-tax states like Karnataka or Maharashtra. The rate applies uniformly across Ahmedabad, Surat, Rajkot, and Vadodara.

VariantEx-ShowroomOn-Road (Surat)
SX₹ 12,19,985₹13,46,571

* On-road prices are indicative. Includes road tax at 6%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

A few things to keep in mind when budgeting for the Kawasaki Ninja 1000 in Surat: First, insurance premiums above are indicative - your actual OD premium depends on the insurer, your NCB (No Claim Bonus) status, and any add-ons (zero-depreciation, engine protect, roadside assistance). Get quotes from at least three insurers before paying at the dealership. Second, in Gujarat, the green tax for vehicles registered in city corporation limits may apply - confirm this with your dealer. Third, the on-road price of ₹13,46,571 does not include optional accessories like crash guards, panniers, or a centre stand, all of which are common additions for the Ninja 1000. Budget an additional Rs 20,000-50,000 if you plan to accessorise from day one.

Frequently Asked Questions

QWhat is the on-road price of the Kawasaki Ninja 1000 in Surat?
The on-road price of Kawasaki Ninja 1000 in Surat (Gujarat) is ₹13,46,571. This includes an ex-showroom price of ₹12,19,985, road tax of ₹73,199 at 6%, total insurance of ₹49,887, and dealer charges of ₹3,500.
QWhat is the road tax for the Kawasaki Ninja 1000 in Gujarat?
In Gujarat, the road tax for the Kawasaki Ninja 1000 is 6%, amounting to ₹73,199 on an ex-showroom price of ₹12,19,985. Road tax is paid once at the time of registration and is included in the total on-road price of ₹13,46,571.
QWhat is the EMI for the Kawasaki Ninja 1000 in Surat?
At an on-road price of ₹13,46,571 in Surat, assuming a 20% down payment and a 36-month bank loan at 10.5% interest, the estimated monthly EMI is approximately Rs 35,000-38,000. Actual EMI varies based on your bank's rate, loan tenure, and credit profile.
QWhat does insurance cost for the Kawasaki Ninja 1000 in Surat?
The total first-year insurance premium for Kawasaki Ninja 1000 in Surat (Gujarat) is ₹49,887, which includes mandatory third-party insurance of ₹15,117 and own-damage cover of ₹34,770. Own-damage cover protects against accidents, theft, and natural calamities.

On-Road Price in Other Cities

CityOn-Road Price (from)
Ahmedabad₹13,46,571
Rajkot₹13,46,571
Vadodara₹13,46,571