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Kawasaki · Motorcycle
Ninja 1000 On Road Price in Surat
₹13.49 Lakhex-showroom · last updated 2026
- Engine
- 1,043cc
- Power
- 140.13bhp
- Mileage
- 18kmpl
- Weight
- 238kg
03 / On-Road Price
Kawasaki Ninja 1000 On-Road Price in Surat (Gujarat) - 2026
The on-road price of Kawasaki Ninja 1000 in Surat (Gujarat) is ₹13,46,571. This breaks down into an ex-showroom price of ₹12,19,985, road tax (RTO) of ₹73,199 at 6%, insurance charges of ₹49,887, and dealer/handling fees of ₹3,500.
Road tax in Gujarat applies as a percentage of the ex-showroom price. For a litre-class motorcycle like the Ninja 1000, RTO costs are significant - state government charges vary from around 8% in some regions to 15%+ in others. Surat falls under Gujarat's rate of 6%, which means your RTO contribution alone is ₹73,199.
Insurance for the Kawasaki Ninja 1000 in 2026 includes two components. Third-party (TP) insurance is mandatory and regulated by IRDAI - your TP premium is ₹15,117 annually for a 1043 cc engine. Own-damage (OD) insurance protects your bike against accidents, theft, and natural calamities; your OD premium works out to ₹34,770. Combined, your first-year insurance outgo is ₹49,887.
Dealer and handling charges (RC, number plates, fastag, hypothecation if financed) are standardised at ₹3,500 across most Kawasaki dealerships. This covers the physical registration process at your local RTO, which Kawasaki's authorised network handles on your behalf.
All together, your total on-road investment for the Kawasaki Ninja 1000 in Surat is ₹13,46,571. This is the figure you should use for EMI calculations - banks and NBFCs typically finance 80-85% of the on-road price for superbikes in India.
On-Road Price in Surat
Gujarat — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹12,19,985 |
| Road Tax (6%) | ₹73,199 |
| InsuranceThird Party (5yr): ₹15,117 | Own Damage (1yr): ₹34,770 | ₹49,887 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹13,46,571 |
Gujarat has one of the lowest road tax rates for two-wheelers in India at 6%, making on-road prices noticeably lower than in high-tax states like Karnataka or Maharashtra. The rate applies uniformly across Ahmedabad, Surat, Rajkot, and Vadodara.
| Variant | Ex-Showroom | On-Road (Surat) |
|---|---|---|
| SX | ₹ 12,19,985 | ₹13,46,571 |
* On-road prices are indicative. Includes road tax at 6%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
A few things to keep in mind when budgeting for the Kawasaki Ninja 1000 in Surat: First, insurance premiums above are indicative - your actual OD premium depends on the insurer, your NCB (No Claim Bonus) status, and any add-ons (zero-depreciation, engine protect, roadside assistance). Get quotes from at least three insurers before paying at the dealership. Second, in Gujarat, the green tax for vehicles registered in city corporation limits may apply - confirm this with your dealer. Third, the on-road price of ₹13,46,571 does not include optional accessories like crash guards, panniers, or a centre stand, all of which are common additions for the Ninja 1000. Budget an additional Rs 20,000-50,000 if you plan to accessorise from day one.