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Honda SP 125

Honda · Motorcycle

SP 125 On Road Price in Tiruchirappalli

₹ 89,406ex-showroom · last updated 2026

Engine
123.94cc
Power
10.72bhp
Weight
116kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Honda SP 125 On-Road Price in Tiruchirappalli: Full Breakdown

The on-road price of Honda SP 125 in Tiruchirappalli, Tamil Nadu is ₹1,06,457. Here is the complete breakdown of what you are paying and why.

Ex-showroom price: ₹89,406 This is the manufacturer's price before any state-level taxes or registration fees. It is the same across all dealers in Tiruchirappalli and is set by Honda directly.

Road tax (RTO): ₹7,152 (8% of ex-showroom) Road tax in Tamil Nadu is calculated as 8% of the ex-showroom price. This amount goes to the Tamil Nadu state government as a one-time lifetime tax and is collected at the time of registration. The rate can vary depending on the engine capacity and vehicle category - 123.94 cc bikes in Tamil Nadu fall under the applicable slab for this calculation.

Insurance: ₹6,399 This includes third-party insurance of ₹3,851 (mandatory, IRDAI-regulated) and own-damage cover of ₹2,548 for the first year. The own-damage component covers theft, accidents, and natural disasters. You can lower this figure in subsequent years by switching to third-party-only cover (Rs 714/year fixed), though own-damage cover is strongly recommended for city riding.

Dealer and handling charges: ₹3,500 This covers temporary registration (TR), dealer prep, and administrative charges. It is a flat Rs 3,500 across most Honda dealers.

Total on-road price in Tiruchirappalli: ₹1,06,457

This is the amount you pay to drive the Honda SP 125 out of a dealership in Tiruchirappalli. EMI buyers should note that finance charges, processing fees, and hypothecation fees (if applicable) will add to this figure.

On-Road Price in Tiruchirappalli

Tamil Nadu — based on base variant (ex-showroom)

Ex-Showroom Price₹89,406
Road Tax (8%)₹7,152
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,548₹6,399
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹1,06,457

Tamil Nadu levies 8% road tax on two-wheelers, applied to the ex-showroom price. The state has one of the more competitive road tax rates in South India. Registration is handled at the local RTO, and prices are consistent across Chennai, Coimbatore, Madurai, and other cities.

VariantEx-ShowroomOn-Road (Tiruchirappalli)
SP 125 Drum₹ 89,406₹1,06,457
SP 125 25-year Anniversary Edition₹ 94,406₹1,12,000
SP 125 Disc₹ 96,267₹1,14,063

* On-road prices are indicative. Includes road tax at 8%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

A few practical tips if you are buying the Honda SP 125 in Tiruchirappalli: First, always get a written quotation listing each component of the on-road price before signing anything - some dealers add optional accessories or extended warranty into the on-road figure without being upfront about it. Second, compare insurance quotes from at least two insurers before accepting the dealer's bundled policy; you can save Rs 1,000 - Rs 2,500 on the own-damage premium by going direct. Third, Honda occasionally runs exchange offers and festive season discounts in Tiruchirappalli that can reduce the effective on-road from ₹1,06,457 - ask your dealer about current promotions. The Honda SP 125 has strong resale value in Tamil Nadu, which makes it a sensible buy even at full price.

Frequently Asked Questions

QWhat is the on-road price of Honda SP 125 in Tiruchirappalli?
The on-road price of Honda SP 125 in Tiruchirappalli, Tamil Nadu is ₹1,06,457. This includes ex-showroom price of ₹89,406, road tax of ₹7,152 at 8%, total insurance of ₹6,399, and dealer charges of ₹3,500.
QWhat is the road tax for Honda SP 125 in Tamil Nadu?
The road tax (RTO) for Honda SP 125 in Tamil Nadu is ₹7,152, calculated at 8% of the ex-showroom price of ₹89,406. This is a one-time lifetime tax paid at registration and goes directly to the Tamil Nadu state government.
QWhat does insurance cost for Honda SP 125 in Tiruchirappalli?
Insurance for Honda SP 125 in Tiruchirappalli totals ₹6,399 in the first year, comprising third-party insurance of ₹3,851 and own-damage cover of ₹2,548. From the second year, mandatory third-party insurance alone costs Rs 714/year as per IRDAI regulations.
QWhat is the EMI for Honda SP 125 in Tiruchirappalli?
Based on the on-road price of ₹1,06,457 in Tiruchirappalli, a 20% down payment leaves a loan of approximately 80% of ₹89,406. At 8.5% interest over 36 months, the monthly EMI works out to approximately Rs 2,230 for the STD or Rs 2,420 for the DLX. Final EMI depends on your lender and credit profile.

On-Road Price in Other Cities

CityOn-Road Price (from)
Chennai₹1,06,457
Coimbatore₹1,06,457
Madurai₹1,06,457