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Honda SP 125

Honda · Motorcycle

SP 125 On Road Price in Lucknow

₹ 89,406ex-showroom · last updated 2026

Engine
123.94cc
Power
10.72bhp
Weight
116kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Honda SP 125 On-Road Price in Lucknow: Full Breakdown

The on-road price of Honda SP 125 in Lucknow, Uttar Pradesh is ₹1,07,352. Here is the complete breakdown of what you are paying and why.

Ex-showroom price: ₹89,406 This is the manufacturer's price before any state-level taxes or registration fees. It is the same across all dealers in Lucknow and is set by Honda directly.

Road tax (RTO): ₹8,047 (9% of ex-showroom) Road tax in Uttar Pradesh is calculated as 9% of the ex-showroom price. This amount goes to the Uttar Pradesh state government as a one-time lifetime tax and is collected at the time of registration. The rate can vary depending on the engine capacity and vehicle category - 123.94 cc bikes in Uttar Pradesh fall under the applicable slab for this calculation.

Insurance: ₹6,399 This includes third-party insurance of ₹3,851 (mandatory, IRDAI-regulated) and own-damage cover of ₹2,548 for the first year. The own-damage component covers theft, accidents, and natural disasters. You can lower this figure in subsequent years by switching to third-party-only cover (Rs 714/year fixed), though own-damage cover is strongly recommended for city riding.

Dealer and handling charges: ₹3,500 This covers temporary registration (TR), dealer prep, and administrative charges. It is a flat Rs 3,500 across most Honda dealers.

Total on-road price in Lucknow: ₹1,07,352

This is the amount you pay to drive the Honda SP 125 out of a dealership in Lucknow. EMI buyers should note that finance charges, processing fees, and hypothecation fees (if applicable) will add to this figure.

On-Road Price in Lucknow

Uttar Pradesh — based on base variant (ex-showroom)

Ex-Showroom Price₹89,406
Road Tax (9%)₹8,047
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,548₹6,399
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹1,07,352

Uttar Pradesh charges 9% road tax on two-wheelers. The rate applies uniformly across all cities in the state including Lucknow, Agra, Kanpur, Noida, and Ghaziabad. Despite Noida and Ghaziabad being part of the NCR, they fall under UP's RTO and have different on-road prices than Delhi.

VariantEx-ShowroomOn-Road (Lucknow)
SP 125 Drum₹ 89,406₹1,07,352
SP 125 25-year Anniversary Edition₹ 94,406₹1,12,945
SP 125 Disc₹ 96,267₹1,15,026

* On-road prices are indicative. Includes road tax at 9%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

A few practical tips if you are buying the Honda SP 125 in Lucknow: First, always get a written quotation listing each component of the on-road price before signing anything - some dealers add optional accessories or extended warranty into the on-road figure without being upfront about it. Second, compare insurance quotes from at least two insurers before accepting the dealer's bundled policy; you can save Rs 1,000 - Rs 2,500 on the own-damage premium by going direct. Third, Honda occasionally runs exchange offers and festive season discounts in Lucknow that can reduce the effective on-road from ₹1,07,352 - ask your dealer about current promotions. The Honda SP 125 has strong resale value in Uttar Pradesh, which makes it a sensible buy even at full price.

Frequently Asked Questions

QWhat is the on-road price of Honda SP 125 in Lucknow?
The on-road price of Honda SP 125 in Lucknow, Uttar Pradesh is ₹1,07,352. This includes ex-showroom price of ₹89,406, road tax of ₹8,047 at 9%, total insurance of ₹6,399, and dealer charges of ₹3,500.
QWhat is the road tax for Honda SP 125 in Uttar Pradesh?
The road tax (RTO) for Honda SP 125 in Uttar Pradesh is ₹8,047, calculated at 9% of the ex-showroom price of ₹89,406. This is a one-time lifetime tax paid at registration and goes directly to the Uttar Pradesh state government.
QWhat does insurance cost for Honda SP 125 in Lucknow?
Insurance for Honda SP 125 in Lucknow totals ₹6,399 in the first year, comprising third-party insurance of ₹3,851 and own-damage cover of ₹2,548. From the second year, mandatory third-party insurance alone costs Rs 714/year as per IRDAI regulations.
QWhat is the EMI for Honda SP 125 in Lucknow?
Based on the on-road price of ₹1,07,352 in Lucknow, a 20% down payment leaves a loan of approximately 80% of ₹89,406. At 8.5% interest over 36 months, the monthly EMI works out to approximately Rs 2,230 for the STD or Rs 2,420 for the DLX. Final EMI depends on your lender and credit profile.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹1,10,928
Mumbai₹1,09,140
Jaipur₹1,08,246
Gurgaon₹1,08,246