1/20Tap to zoomHonda SP 125
Honda · Motorcycle
SP 125 On Road Price in Jammu
₹ 89,406ex-showroom · last updated 2026
- Engine
- 123.94cc
- Power
- 10.72bhp
- Weight
- 116kg
03 / On-Road Price
Honda SP 125 On-Road Price in Jammu: Full Breakdown
The on-road price of Honda SP 125 in Jammu, Jammu & Kashmir is ₹1,05,563. Here is the complete breakdown of what you are paying and why.
Ex-showroom price: ₹89,406 This is the manufacturer's price before any state-level taxes or registration fees. It is the same across all dealers in Jammu and is set by Honda directly.
Road tax (RTO): ₹6,258 (7% of ex-showroom) Road tax in Jammu & Kashmir is calculated as 7% of the ex-showroom price. This amount goes to the Jammu & Kashmir state government as a one-time lifetime tax and is collected at the time of registration. The rate can vary depending on the engine capacity and vehicle category - 123.94 cc bikes in Jammu & Kashmir fall under the applicable slab for this calculation.
Insurance: ₹6,399 This includes third-party insurance of ₹3,851 (mandatory, IRDAI-regulated) and own-damage cover of ₹2,548 for the first year. The own-damage component covers theft, accidents, and natural disasters. You can lower this figure in subsequent years by switching to third-party-only cover (Rs 714/year fixed), though own-damage cover is strongly recommended for city riding.
Dealer and handling charges: ₹3,500 This covers temporary registration (TR), dealer prep, and administrative charges. It is a flat Rs 3,500 across most Honda dealers.
Total on-road price in Jammu: ₹1,05,563
This is the amount you pay to drive the Honda SP 125 out of a dealership in Jammu. EMI buyers should note that finance charges, processing fees, and hypothecation fees (if applicable) will add to this figure.
On-Road Price in Jammu
Jammu & Kashmir — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹89,406 |
| Road Tax (7%) | ₹6,258 |
| InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,548 | ₹6,399 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹1,05,563 |
| Variant | Ex-Showroom | On-Road (Jammu) |
|---|---|---|
| SP 125 Drum | ₹ 89,406 | ₹1,05,563 |
| SP 125 25-year Anniversary Edition | ₹ 94,406 | ₹1,11,056 |
| SP 125 Disc | ₹ 96,267 | ₹1,13,101 |
* On-road prices are indicative. Includes road tax at 7%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
A few practical tips if you are buying the Honda SP 125 in Jammu: First, always get a written quotation listing each component of the on-road price before signing anything - some dealers add optional accessories or extended warranty into the on-road figure without being upfront about it. Second, compare insurance quotes from at least two insurers before accepting the dealer's bundled policy; you can save Rs 1,000 - Rs 2,500 on the own-damage premium by going direct. Third, Honda occasionally runs exchange offers and festive season discounts in Jammu that can reduce the effective on-road from ₹1,05,563 - ask your dealer about current promotions. The Honda SP 125 has strong resale value in Jammu & Kashmir, which makes it a sensible buy even at full price.