1/9Tap to zoomHero Super Splendor Xtec
Hero · Motorcycle
Super Splendor Xtec On Road Price in Mumbai
₹ 83,872ex-showroom · last updated 2026
- Engine
- 124.7cc
- Power
- 10.72bhp
- Mileage
- 69kmpl
- Weight
- 122kg
03 / On-Road Price
Hero Super Splendor Xtec On-Road Price in Mumbai
The on-road price of Hero Super Splendor Xtec in Mumbai, Maharashtra, is ₹1,02,903. This total breaks down into four components: an ex-showroom price of ₹83,928, road tax (RTO) of ₹9,232 calculated at 11% of the ex-showroom price, insurance charges of ₹6,243, and dealer handling or registration fees of ₹3,500.
The ex-showroom price of ₹83,928 is fixed by Hero MotoCorp and is consistent across all authorised dealerships in Mumbai. What varies between dealerships is the on-road package - some dealers bundle accessories, extended warranties, or annual maintenance contracts that can add Rs 2,000-8,000 to the bill. Always ask for an itemised invoice before committing.
Road tax in Maharashtra is charged at 11% of the ex-showroom price, amounting to ₹9,232 for the Hero Super Splendor Xtec. RTO rates are set by state governments and vary significantly across India - this is why the on-road price of the same variant can differ by Rs 3,000-8,000 between, say, Delhi and Bangalore. The registration process is handled by the dealership; your RC book typically arrives within 30-45 days of purchase.
Insurance is mandatory at the time of purchase. The ₹6,243 quoted here includes third-party insurance (₹3,851) and own-damage cover (₹2,392). Third-party insurance is a legal requirement and is fixed by IRDAI; own-damage rates vary by insurer and the IDV (Insured Declared Value) you agree on. Dealership-bundled insurance is priced for convenience - comparing quotes on platforms like Acko, Tata AIG, or Digit can save you Rs 500-2,000 on own-damage premiums without any reduction in coverage.
The ₹3,500 figure covers standard dealer handling and registration processing charges. This is largely non-negotiable but is consistent across dealerships in Mumbai.
For EMI planning: a down payment of approximately 20% of the on-road price (around ₹1,02,903 × 0.20) with a 36-month loan at 10.5% interest results in a monthly EMI of roughly Rs 2,400-2,600 depending on the exact on-road amount. Hero FinCorp and most major banks offer two-wheeler loans for the Hero Super Splendor Xtec.
On-Road Price in Mumbai
Maharashtra — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹83,928 |
| Road Tax (11%) | ₹9,232 |
| InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,392 | ₹6,243 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹1,02,903 |
Maharashtra levies 11% road tax on two-wheelers, calculated on the ex-showroom price. The fee is paid once at the Regional Transport Office (RTO) during registration. Maharashtra has a dense dealer network, and on-road prices are consistent across Mumbai, Pune, Nagpur, and other cities in the state.
| Variant | Ex-Showroom | On-Road (Mumbai) |
|---|---|---|
| Super Splendor Xtec Drum Brake - OBD 2B | ₹ 83,928 | ₹1,02,903 |
| Super Splendor Xtec Disc Brake - OBD 2B | ₹ 87,664 | ₹1,07,156 |
* On-road prices are indicative. Includes road tax at 11%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
Before visiting a Hero dealership in Mumbai, check the on-road price for the specific variant you want - Drum or Disc - as the two variants carry different ex-showroom prices and therefore different RTO and insurance amounts. In Maharashtra, insurance rates can vary slightly by insurer even for the same IDV; getting one online quote before the dealership visit gives you a useful benchmark.
Negotiate for a free first extended service (beyond the standard 500 km free service) or a one-year road-side assistance package rather than accessory bundles - these add real value over the ownership period. The total on-road price in Mumbai is ₹1,02,903, and with the Hero Super Splendor Xtec's low running costs and Hero's extensive service network in Maharashtra, the overall cost of ownership over three years is among the lowest in the 125 cc segment.