1/9Tap to zoomHero Super Splendor Xtec
Hero · Motorcycle
Super Splendor Xtec On Road Price in Jammu
₹ 83,872ex-showroom · last updated 2026
- Engine
- 124.7cc
- Power
- 10.72bhp
- Mileage
- 69kmpl
- Weight
- 122kg
03 / On-Road Price
Hero Super Splendor Xtec On-Road Price in Jammu
The on-road price of Hero Super Splendor Xtec in Jammu, Jammu & Kashmir, is ₹99,546. This total breaks down into four components: an ex-showroom price of ₹83,928, road tax (RTO) of ₹5,875 calculated at 7% of the ex-showroom price, insurance charges of ₹6,243, and dealer handling or registration fees of ₹3,500.
The ex-showroom price of ₹83,928 is fixed by Hero MotoCorp and is consistent across all authorised dealerships in Jammu. What varies between dealerships is the on-road package - some dealers bundle accessories, extended warranties, or annual maintenance contracts that can add Rs 2,000-8,000 to the bill. Always ask for an itemised invoice before committing.
Road tax in Jammu & Kashmir is charged at 7% of the ex-showroom price, amounting to ₹5,875 for the Hero Super Splendor Xtec. RTO rates are set by state governments and vary significantly across India - this is why the on-road price of the same variant can differ by Rs 3,000-8,000 between, say, Delhi and Bangalore. The registration process is handled by the dealership; your RC book typically arrives within 30-45 days of purchase.
Insurance is mandatory at the time of purchase. The ₹6,243 quoted here includes third-party insurance (₹3,851) and own-damage cover (₹2,392). Third-party insurance is a legal requirement and is fixed by IRDAI; own-damage rates vary by insurer and the IDV (Insured Declared Value) you agree on. Dealership-bundled insurance is priced for convenience - comparing quotes on platforms like Acko, Tata AIG, or Digit can save you Rs 500-2,000 on own-damage premiums without any reduction in coverage.
The ₹3,500 figure covers standard dealer handling and registration processing charges. This is largely non-negotiable but is consistent across dealerships in Jammu.
For EMI planning: a down payment of approximately 20% of the on-road price (around ₹99,546 × 0.20) with a 36-month loan at 10.5% interest results in a monthly EMI of roughly Rs 2,400-2,600 depending on the exact on-road amount. Hero FinCorp and most major banks offer two-wheeler loans for the Hero Super Splendor Xtec.
On-Road Price in Jammu
Jammu & Kashmir — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹83,928 |
| Road Tax (7%) | ₹5,875 |
| InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,392 | ₹6,243 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹99,546 |
| Variant | Ex-Showroom | On-Road (Jammu) |
|---|---|---|
| Super Splendor Xtec Drum Brake - OBD 2B | ₹ 83,928 | ₹99,546 |
| Super Splendor Xtec Disc Brake - OBD 2B | ₹ 87,664 | ₹1,03,649 |
* On-road prices are indicative. Includes road tax at 7%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
Before visiting a Hero dealership in Jammu, check the on-road price for the specific variant you want - Drum or Disc - as the two variants carry different ex-showroom prices and therefore different RTO and insurance amounts. In Jammu & Kashmir, insurance rates can vary slightly by insurer even for the same IDV; getting one online quote before the dealership visit gives you a useful benchmark.
Negotiate for a free first extended service (beyond the standard 500 km free service) or a one-year road-side assistance package rather than accessory bundles - these add real value over the ownership period. The total on-road price in Jammu is ₹99,546, and with the Hero Super Splendor Xtec's low running costs and Hero's extensive service network in Jammu & Kashmir, the overall cost of ownership over three years is among the lowest in the 125 cc segment.