Passion Xtec Ex-Showroom Price

The Hero Passion Xtec is priced between Rs 81,038 and Rs 85,438 ex-showroom in Delhi - covering two variants (Drum and Disc). Mumbai ex-showroom for the base variant is slightly lower at around Rs 80,032 due to state-level tax differences.

Ex-showroom prices are only part of the story. On-road prices include road tax (RTO), insurance, and dealer handling charges that significantly add to the total outgo. Based on available data:

• Mumbai on-road: approximately Rs 95,083
• Hyderabad on-road: approximately Rs 96,861
• Chennai on-road: approximately Rs 98,525

For most cities, expect the on-road price to be Rs 12,000-17,000 above ex-showroom, depending on state RTO rates.

EMI Estimate: At a typical bike loan rate of 9-10% p.a. over 36 months with 10% down payment, the monthly EMI for the Drum variant works out to approximately Rs 2,350-2,450. Most Hero dealerships tie up with Hero FinCorp and other NBFCs for on-the-spot financing.

Insurance: Bike insurance for the Passion Xtec runs roughly Rs 3,800-5,500 for the first year (third-party + own damage), depending on insurer and chosen add-ons. Since the bike is discontinued, verify with your insurer that comprehensive coverage is available without surcharges.

Negotiation note: With the Passion Xtec discontinued, dealerships carrying unsold stock are often open to discounts of Rs 3,000-6,000 on the ex-showroom price, plus accessories thrown in. It is worth calling at least two to three dealers in your city before deciding.