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Hero Karizma XMR

Hero · Motorcycle

Karizma XMR On Road Price in Lucknow

₹ 1,84,154ex-showroom · last updated 2026

Engine
210cc
Power
25.15bhp
Weight
163.5kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Hero Karizma XMR On-Road Price in Lucknow: Complete Breakdown

The on-road price of Hero Karizma XMR in Lucknow, Uttar Pradesh is ₹2,19,595 for the Top variant. This is what you will actually pay to ride it out of the showroom - here is exactly what makes up that number.

Ex-Showroom Price: ₹1,86,616 This is the price Hero MotoCorp charges at the factory gate. It is the same across all Hero dealerships in Uttar Pradesh and does not include any state taxes or registration fees.

Road Tax (RTO): ₹16,795 (9% of ex-showroom) Road tax is levied by the Uttar Pradesh government and is calculated as a percentage of the ex-showroom price. At 9%, Lucknow falls within the Uttar Pradesh RTO slab for motorcycles above 125cc. This is a one-time payment made at the time of registration and cannot be avoided or negotiated.

Insurance: ₹12,684 Insurance comprises two parts. Third-party insurance (Rs ₹7,365) is mandatory under the Motor Vehicles Act and is fixed by the IRDAI for a 210 cc engine class. Own-damage insurance (Rs ₹5,319) is optional but strongly recommended for a new bike - it covers theft, accidents, and natural calamities. The figures above reflect the first-year premium; renewal rates are lower from year two.

Dealer and Handling Charges: ₹3,500 Dealers in Lucknow typically charge Rs ₹3,500 for documentation, number plate, and handling. This is negotiable - some dealers waive part of it during festive season or for exchange customers.

Total On-Road Price in Lucknow: ₹2,19,595 To summarise, your total outlay to take the Hero Karizma XMR home in Lucknow is ₹2,19,595. This includes all mandatory charges, first-year insurance, and standard dealer fees.

On-Road Price in Lucknow

Uttar Pradesh — based on base variant (ex-showroom)

Ex-Showroom Price₹1,86,616
Road Tax (9%)₹16,795
InsuranceThird Party (5yr): ₹7,365 | Own Damage (1yr): ₹5,319₹12,684
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹2,19,595

Uttar Pradesh charges 9% road tax on two-wheelers. The rate applies uniformly across all cities in the state including Lucknow, Agra, Kanpur, Noida, and Ghaziabad. Despite Noida and Ghaziabad being part of the NCR, they fall under UP's RTO and have different on-road prices than Delhi.

VariantEx-ShowroomOn-Road (Lucknow)
Karizma XMR Top₹ 1,86,616₹2,19,595
Karizma XMR Combat Edition₹ 1,88,158₹2,21,320

* On-road prices are indicative. Includes road tax at 9%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

A few tips before you finalise your Hero Karizma XMR purchase in Lucknow. First, get insurance quotes from at least two providers before accepting the dealer's default insurer - you can save Rs 800-1,500 on the own-damage premium by going direct with IRDAI-registered companies. Second, Hero MotoCorp runs exchange programmes that can get you Rs 2,000-5,000 off the on-road price if you trade in an old bike. Third, check whether your dealer in Lucknow includes a free first service or extended warranty as part of the deal - these are genuinely worth asking for. The on-road price of ₹2,19,595 in Uttar Pradesh reflects current RTO rates; state governments occasionally revise road tax slabs, so verify the figure with your dealer at the time of booking.

Frequently Asked Questions

QWhat is the on-road price of the Hero Karizma XMR in Lucknow?
The on-road price of Hero Karizma XMR in Lucknow is ₹2,19,595. This includes the ex-showroom price of ₹1,86,616, road tax of ₹16,795 (9% in Uttar Pradesh), and total insurance charges of ₹12,684.
QWhat is the road tax (RTO) for the Hero Karizma XMR in Uttar Pradesh?
The road tax for Hero Karizma XMR in Uttar Pradesh is ₹16,795, calculated at 9% of the ex-showroom price of ₹1,86,616. This is a one-time payment at the time of registration and applies to all 2026 buyers in Uttar Pradesh.
QWhat is the EMI for the Hero Karizma XMR in Lucknow?
For Hero Karizma XMR in Lucknow with an on-road price of ₹2,19,595 and a 20% down payment, the EMI on a 3-year loan at approximately 9% interest works out to Rs 5,500-6,200 per month. Hero FinCorp and major NBFCs offer quick financing options in Lucknow.
QWhat does the insurance cost for the Hero Karizma XMR?
The total first-year insurance for Hero Karizma XMR is ₹12,684, comprising mandatory third-party cover of ₹7,365 and own-damage insurance of ₹5,319. Renewal premiums from year two are typically 20-30% lower.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹2,27,060
Mumbai₹2,23,328
Jaipur₹2,21,462
Gurgaon₹2,21,462