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TVS Zest 110

TVS · Motorcycle

Zest 110 On Road Price in Patna

₹ 69,999ex-showroom · last updated 2026

Engine
109.7cc
Power
7.71bhp
Weight
103kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

TVS Zest 110 On-Road Price in Patna - Full Breakup 2026

The on-road price of TVS Zest 110 in Patna, Bihar is ₹85,645. This is the total amount you will pay at the dealership before the vehicle leaves the showroom floor.

Here is the complete on-road price breakdown:

  • Ex-showroom price: ₹69,999 - the base manufacturer price before any state charges
  • Road tax (RTO): ₹6,300 at 9% of ex-showroom - fixed by the Bihar government and non-negotiable
  • Insurance: ₹5,846 - includes mandatory third-party cover plus recommended own-damage insurance
  • Dealer/handling charges: ₹3,500 - covers pre-delivery inspection, number plate fabrication, and documentation

Road tax is the biggest variable in the on-road calculation. States like Karnataka levy 12-13% on scooters, Maharashtra around 11%, while Delhi applies roughly 4-8% depending on engine displacement. This is why two cities with the same ex-showroom price can have on-road totals that differ by Rs 5,000-8,000.

Insurance adds two components: third-party (TP) insurance is compulsory under the Motor Vehicles Act, with premiums fixed by IRDAI at ₹3,851 for sub-150cc scooters. Own-damage (OD) insurance is optional but strongly advisable for daily city riders - it covers repair costs from accidents, theft, and natural calamities. The Zest 110's 109.7 cc displacement and sub-Rs 80,000 ex-showroom pricing keeps insurance costs in a manageable band relative to higher-displacement rivals.

On EMI from Patna, a 20% down payment on the base variant followed by a 24-month loan at approximately 9% annual interest works out to roughly Rs 2,900/month. Extending to 36 months reduces the monthly outgo but increases total interest paid.

On-Road Price in Patna

Bihar — based on base variant (ex-showroom)

Ex-Showroom Price₹69,999
Road Tax (9%)₹6,300
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹1,995₹5,846
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹85,645

Bihar levies 9% road tax on two-wheelers. The road tax is paid once at the time of registration at the local RTO office. On-road prices are consistent across Patna, Gaya, Bhagalpur, and other cities in the state.

VariantEx-ShowroomOn-Road (Patna)
Zest 110 Gloss₹ 69,999₹85,645
Zest 110 Matte₹ 72,828₹88,810
Zest 110 SXC₹ 76,177₹92,555

* On-road prices are indicative. Includes road tax at 9%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

When finalising the TVS Zest 110 purchase in Patna, Bihar, ask your dealer for an itemised quotation before signing. Accessories bundles - body cover, seat cushion, extra locks - are frequently included in the initial quote without explicit mention. These are optional and can be removed to reduce the on-road total.

Insurance is portable: you are not obligated to buy from the insurer your TVS dealer recommends. Get competing quotes from HDFC Ergo, Bajaj Allianz, or ICICI Lombard online before visiting, and bring the figure to the dealer. A zero-depreciation add-on to your own-damage policy costs marginally more upfront but eliminates depreciation deductions on parts claims.

The on-road price of ₹85,645 reflects current estimates for Patna, Bihar in 2026. Confirm the exact figure with your nearest authorised TVS dealer, as prices are subject to revision.

Frequently Asked Questions

QWhat is the on-road price of TVS Zest 110 in Patna?
The on-road price of TVS Zest 110 in Patna, Bihar is ₹85,645. This includes ex-showroom price of ₹69,999, road tax of ₹6,300 at 9% in Bihar, insurance of ₹5,846, and dealer charges of ₹3,500.
QWhat is the road tax (RTO) for TVS Zest 110 in Bihar?
The road tax for TVS Zest 110 in Bihar is ₹6,300, calculated at 9% of the ex-showroom price of ₹69,999. Road tax is a one-time charge paid at the time of registration and is non-negotiable.
QWhat is the EMI for TVS Zest 110 in Patna?
Based on the on-road price of ₹85,645 in Patna, with a 20% down payment and a 24-month loan at approximately 9% annual interest, the monthly EMI is roughly Rs 2,900. Extending to 36 months reduces the EMI but increases total interest paid.
QWhat does insurance cost for TVS Zest 110 in Bihar?
Total insurance for TVS Zest 110 in Bihar is approximately ₹5,846, which includes mandatory third-party insurance of ₹3,851 and own-damage cover of ₹1,995. Third-party insurance is compulsory; own-damage is optional but recommended for daily city riders.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹88,445
Mumbai₹87,045
Jaipur₹86,345
Gurgaon₹86,345