1/7Tap to zoomTVS Zest 110
TVS · Motorcycle
Zest 110 On Road Price in Mumbai
₹ 69,999ex-showroom · last updated 2026
- Engine
- 109.7cc
- Power
- 7.71bhp
- Weight
- 103kg
03 / On-Road Price
TVS Zest 110 On-Road Price in Mumbai - Full Breakup 2026
The on-road price of TVS Zest 110 in Mumbai, Maharashtra is ₹87,045. This is the total amount you will pay at the dealership before the vehicle leaves the showroom floor.
Here is the complete on-road price breakdown:
- Ex-showroom price: ₹69,999 - the base manufacturer price before any state charges
- Road tax (RTO): ₹7,700 at 11% of ex-showroom - fixed by the Maharashtra government and non-negotiable
- Insurance: ₹5,846 - includes mandatory third-party cover plus recommended own-damage insurance
- Dealer/handling charges: ₹3,500 - covers pre-delivery inspection, number plate fabrication, and documentation
Road tax is the biggest variable in the on-road calculation. States like Karnataka levy 12-13% on scooters, Maharashtra around 11%, while Delhi applies roughly 4-8% depending on engine displacement. This is why two cities with the same ex-showroom price can have on-road totals that differ by Rs 5,000-8,000.
Insurance adds two components: third-party (TP) insurance is compulsory under the Motor Vehicles Act, with premiums fixed by IRDAI at ₹3,851 for sub-150cc scooters. Own-damage (OD) insurance is optional but strongly advisable for daily city riders - it covers repair costs from accidents, theft, and natural calamities. The Zest 110's 109.7 cc displacement and sub-Rs 80,000 ex-showroom pricing keeps insurance costs in a manageable band relative to higher-displacement rivals.
On EMI from Mumbai, a 20% down payment on the base variant followed by a 24-month loan at approximately 9% annual interest works out to roughly Rs 2,900/month. Extending to 36 months reduces the monthly outgo but increases total interest paid.
On-Road Price in Mumbai
Maharashtra — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹69,999 |
| Road Tax (11%) | ₹7,700 |
| InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹1,995 | ₹5,846 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹87,045 |
Maharashtra levies 11% road tax on two-wheelers, calculated on the ex-showroom price. The fee is paid once at the Regional Transport Office (RTO) during registration. Maharashtra has a dense dealer network, and on-road prices are consistent across Mumbai, Pune, Nagpur, and other cities in the state.
| Variant | Ex-Showroom | On-Road (Mumbai) |
|---|---|---|
| Zest 110 Gloss | ₹ 69,999 | ₹87,045 |
| Zest 110 Matte | ₹ 72,828 | ₹90,266 |
| Zest 110 SXC | ₹ 76,177 | ₹94,078 |
* On-road prices are indicative. Includes road tax at 11%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
When finalising the TVS Zest 110 purchase in Mumbai, Maharashtra, ask your dealer for an itemised quotation before signing. Accessories bundles - body cover, seat cushion, extra locks - are frequently included in the initial quote without explicit mention. These are optional and can be removed to reduce the on-road total.
Insurance is portable: you are not obligated to buy from the insurer your TVS dealer recommends. Get competing quotes from HDFC Ergo, Bajaj Allianz, or ICICI Lombard online before visiting, and bring the figure to the dealer. A zero-depreciation add-on to your own-damage policy costs marginally more upfront but eliminates depreciation deductions on parts claims.
The on-road price of ₹87,045 reflects current estimates for Mumbai, Maharashtra in 2026. Confirm the exact figure with your nearest authorised TVS dealer, as prices are subject to revision.