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KTM 390 Adventure

KTM · Motorcycle

390 Adventure On Road Price in Jammu

₹ 2,81,120ex-showroom · last updated 2026

Engine
349.32cc
Power
40.93bhp
Weight
181kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

KTM 390 Adventure On-Road Price in Jammu 2026

The on-road price of KTM 390 Adventure in Jammu (Jammu & Kashmir) is ₹3,19,675. This breaks down into an ex-showroom price of ₹2,81,120, road tax of ₹19,678 at 7%, insurance charges of ₹15,377, and dealer/handling fees of ₹3,500.

Complete on-road price breakdown for Jammu

Component Amount
Ex-showroom price ₹2,81,120
Road Tax (RTO) ₹19,678
Third-party insurance ₹7,365
Own-damage insurance ₹8,012
Dealer/handling charges ₹3,500
Total on-road price ₹3,19,675

Road tax in Jammu & Kashmir Road tax on the KTM 390 Adventure in Jammu & Kashmir is calculated at 7% of the ex-showroom price. This is a one-time charge collected at registration by the state RTO and is non-refundable. Ensure your dealer processes the registration correctly - delays in registration can attract late-fee penalties in some states.

Insurance for the 349.32 cc KTM 390 Adventure A standard comprehensive insurance plan includes mandatory third-party liability (₹7,365) and own-damage cover (₹8,012), combining for a total of ₹15,377. First-year comprehensive insurance is compulsory at purchase; from the second year, you can renew with any IRDAI-licensed insurer - shopping around typically saves Rs 2,000-5,000 annually versus the dealer's default policy.

Summary for Jammu buyers For a buyer in Jammu, Jammu & Kashmir, budgeting ₹3,19,675 covers the complete on-road cost of the KTM 390 Adventure in 2026. The ex-showroom price is nationally fixed; RTO and insurance are the two components that vary by location and insurer choice.

On-Road Price in Jammu

Jammu & Kashmir — based on base variant (ex-showroom)

Ex-Showroom Price₹2,81,120
Road Tax (7%)₹19,678
InsuranceThird Party (5yr): ₹7,365 | Own Damage (1yr): ₹8,012₹15,377
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹3,19,675
VariantEx-ShowroomOn-Road (Jammu)
Standard₹ 2,81,120₹3,19,675

* On-road prices are indicative. Includes road tax at 7%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

When finalising your purchase at a KTM dealership in Jammu, note that ex-showroom prices are set by KTM India nationally and dealers rarely offer cash discounts. Instead, negotiate for accessories - an engine guard, tank bag, or crash protection bars - as part of the deal on a ₹3,19,675 purchase. If you are in Jammu & Kashmir, compare quotes from at least two authorised KTM dealerships, as on-road prices can differ marginally depending on insurance policy selection. Prefer HDFC Ergo or TATA AIG for comprehensive cover; both have strong claim settlement ratios for KTM bikes and wide service networks across Jammu & Kashmir.

Frequently Asked Questions

QWhat is the on-road price of the KTM 390 Adventure in Jammu?
The on-road price of KTM 390 Adventure in Jammu is ₹3,19,675, which includes an ex-showroom price of ₹2,81,120, road tax of ₹19,678 at 7% in Jammu & Kashmir, and total insurance charges of ₹15,377.
QWhat is the road tax (RTO) for the KTM 390 Adventure in Jammu & Kashmir?
The road tax on the KTM 390 Adventure in Jammu & Kashmir is ₹19,678, calculated at 7% of the ex-showroom price of ₹2,81,120. This is a one-time charge paid at registration and is factored into the total on-road price of ₹3,19,675.
QWhat is the EMI for the KTM 390 Adventure in Jammu?
Based on an on-road price of ₹3,19,675 in Jammu, a standard 36-month loan at 9.49% p.a. with a 20% down payment brings the monthly EMI to approximately Rs 9,000-9,500. HDFC and Bajaj Finance offer the most competitive financing for KTM bikes in Jammu & Kashmir.
QWhat does insurance cost for the KTM 390 Adventure in Jammu?
Comprehensive insurance for KTM 390 Adventure in Jammu totals ₹15,377, split between third-party liability (₹7,365) and own-damage cover (₹8,012). From the second year, you can renew with any IRDAI-licensed insurer rather than the dealer's default policy, typically saving Rs 2,000-5,000 annually.