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Kawasaki Z650

Kawasaki · Motorcycle

Z650 On Road Price in Mumbai

₹ 7,25,960ex-showroom · last updated 2026

Engine
649cc
Power
67.31bhp
Weight
191kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Kawasaki Z650 On-Road Price in Mumbai

The on-road price of Kawasaki Z650 in Mumbai, Maharashtra, is ₹8,45,123 for the 2026 model year. This is the amount you will actually pay to drive the bike out of the showroom, and it includes all mandatory charges on top of the ex-showroom price.

Here's a full breakdown of what goes into the Kawasaki Z650 on-road price in Mumbai:

  • Ex-showroom price: ₹7,25,960
  • Road tax (RTO) at 11%: ₹79,856
  • Third-party insurance: ₹15,117
  • Own-damage insurance: ₹20,690
  • Total insurance: ₹35,807
  • Dealer/handling charges: ₹3,500
  • Total on-road price: ₹8,45,123

The ex-showroom price of ₹7,25,960 is fixed by Kawasaki India and is the same across all dealerships nationwide. What changes from city to city is the road tax - Maharashtra's RTO rate of 11% applies here, and this is where on-road prices diverge significantly across states. High-RTO states like Karnataka and Tamil Nadu can add Rs 60,000-80,000 more in road tax compared to states like Delhi and Maharashtra.

Insurance is mandatory at the time of registration. Third-party insurance is government-regulated and non-negotiable; own-damage (OD) insurance is technically optional but strongly recommended given the Kawasaki Z650's value. Many dealers bundle a three or five-year TP policy upfront, which saves paperwork but ties up more cash at purchase.

The Kawasaki Z650 is powered by a 649 cc parallel-twin engine making 67 bhp - at ₹8,45,123, it offers excellent value against rivals like the Honda CB650R and Triumph Trident 660 that cost Rs 1-2 lakh more on-road in Mumbai.

On-Road Price in Mumbai

Maharashtra — based on base variant (ex-showroom)

Ex-Showroom Price₹7,25,960
Road Tax (11%)₹79,856
InsuranceThird Party (5yr): ₹15,117 | Own Damage (1yr): ₹20,690₹35,807
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹8,45,123

Maharashtra levies 11% road tax on two-wheelers, calculated on the ex-showroom price. The fee is paid once at the Regional Transport Office (RTO) during registration. Maharashtra has a dense dealer network, and on-road prices are consistent across Mumbai, Pune, Nagpur, and other cities in the state.

VariantEx-ShowroomOn-Road (Mumbai)
Standard₹ 7,25,960₹8,45,123

* On-road prices are indicative. Includes road tax at 11%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

When finalising your Kawasaki Z650 purchase in Mumbai, Maharashtra, don't hesitate to negotiate with the dealer on accessories, first service packages, or extended warranty - the ex-showroom price is fixed, but dealers have flexibility on value-adds. Ask specifically about any ongoing Kawasaki India offers; cashback vouchers and accessories bundles are periodically available and can reduce your effective on-road outgo below ₹8,45,123.

For EMI buyers, the Kawasaki Z650 at ₹8,45,123 works out to roughly Rs 13,000-19,000 per month depending on tenure and down payment at typical 8.5-10% bank rates. Always get insurance quotes from at least two insurers - OD premiums can vary by 15-20% between providers for the same coverage on a Kawasaki Z650.

Frequently Asked Questions

QWhat is the on-road price of the Kawasaki Z650 in Mumbai?
The on-road price of Kawasaki Z650 in Mumbai, Maharashtra, is ₹8,45,123. This includes the ex-showroom price of ₹7,25,960, road tax of ₹79,856 at 11% in Maharashtra, and total insurance charges of ₹35,807.
QWhat is the road tax (RTO) for the Kawasaki Z650 in Maharashtra?
The road tax (RTO) for the Kawasaki Z650 in Maharashtra is ₹79,856, calculated at 11% of the ex-showroom price of ₹7,25,960. RTO rates vary significantly across Indian states and are the primary reason on-road prices differ by up to Rs 1 lakh between cities.
QWhat is the EMI for the Kawasaki Z650 in Mumbai?
Based on the Kawasaki Z650 on-road price of ₹8,45,123 in Mumbai, EMI starts at approximately Rs 13,000-15,000 per month at 8.5% interest over 5 years with a 20% down payment of ₹7,25,960 equivalent. The exact EMI depends on your loan tenure, down payment, and bank rate - ask your Mumbai Kawasaki dealer for a personalised quote.
QWhat does the insurance cost for the Kawasaki Z650 in Mumbai?
Insurance for the Kawasaki Z650 in Mumbai totals ₹35,807, comprising third-party premium of ₹15,117 (government-fixed) and own-damage insurance of ₹20,690. OD premiums vary slightly between insurers - it's worth comparing quotes from two or three providers to save Rs 2,000-5,000 on the Kawasaki Z650's OD component.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹8,59,642
Jaipur₹8,37,863
Gurgaon₹8,37,863
Ludhiana₹8,37,863