1/8Tap to zoomKawasaki Z650
Kawasaki · Motorcycle
Z650 On Road Price in Ludhiana
₹ 7,25,960ex-showroom · last updated 2026
- Engine
- 649cc
- Power
- 67.31bhp
- Weight
- 191kg
03 / On-Road Price
Kawasaki Z650 On-Road Price in Ludhiana
The on-road price of Kawasaki Z650 in Ludhiana, Punjab, is ₹8,37,863 for the 2026 model year. This is the amount you will actually pay to drive the bike out of the showroom, and it includes all mandatory charges on top of the ex-showroom price.
Here's a full breakdown of what goes into the Kawasaki Z650 on-road price in Ludhiana:
- Ex-showroom price: ₹7,25,960
- Road tax (RTO) at 10%: ₹72,596
- Third-party insurance: ₹15,117
- Own-damage insurance: ₹20,690
- Total insurance: ₹35,807
- Dealer/handling charges: ₹3,500
- Total on-road price: ₹8,37,863
The ex-showroom price of ₹7,25,960 is fixed by Kawasaki India and is the same across all dealerships nationwide. What changes from city to city is the road tax - Punjab's RTO rate of 10% applies here, and this is where on-road prices diverge significantly across states. High-RTO states like Karnataka and Tamil Nadu can add Rs 60,000-80,000 more in road tax compared to states like Delhi and Maharashtra.
Insurance is mandatory at the time of registration. Third-party insurance is government-regulated and non-negotiable; own-damage (OD) insurance is technically optional but strongly recommended given the Kawasaki Z650's value. Many dealers bundle a three or five-year TP policy upfront, which saves paperwork but ties up more cash at purchase.
The Kawasaki Z650 is powered by a 649 cc parallel-twin engine making 67 bhp - at ₹8,37,863, it offers excellent value against rivals like the Honda CB650R and Triumph Trident 660 that cost Rs 1-2 lakh more on-road in Ludhiana.
On-Road Price in Ludhiana
Punjab — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹7,25,960 |
| Road Tax (10%) | ₹72,596 |
| InsuranceThird Party (5yr): ₹15,117 | Own Damage (1yr): ₹20,690 | ₹35,807 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹8,37,863 |
Punjab levies a flat 10% road tax on two-wheelers. On-road prices are consistent across Ludhiana, Amritsar, Jalandhar, and other cities in the state. The registration process is handled at local RTO offices and the tax is a one-time charge.
| Variant | Ex-Showroom | On-Road (Ludhiana) |
|---|---|---|
| Standard | ₹ 7,25,960 | ₹8,37,863 |
* On-road prices are indicative. Includes road tax at 10%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
When finalising your Kawasaki Z650 purchase in Ludhiana, Punjab, don't hesitate to negotiate with the dealer on accessories, first service packages, or extended warranty - the ex-showroom price is fixed, but dealers have flexibility on value-adds. Ask specifically about any ongoing Kawasaki India offers; cashback vouchers and accessories bundles are periodically available and can reduce your effective on-road outgo below ₹8,37,863.
For EMI buyers, the Kawasaki Z650 at ₹8,37,863 works out to roughly Rs 13,000-19,000 per month depending on tenure and down payment at typical 8.5-10% bank rates. Always get insurance quotes from at least two insurers - OD premiums can vary by 15-20% between providers for the same coverage on a Kawasaki Z650.