Yamaha Ray ZR 1251/9Tap to zoom

Yamaha Ray ZR 125

Yamaha · Motorcycle

Ray ZR 125 On Road Price in Patna

₹ 76,887ex-showroom · last updated 2026

Engine
125cc
Power
8.04bhp
Mileage
49kmpl
Weight
99kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Yamaha Ray ZR 125 On-Road Price in Patna 2026

The on-road price of Yamaha Ray ZR 125 in Patna, Bihar is ₹95,622. This is the total amount you pay before riding the scooter out of the dealership - it includes everything from the ex-showroom price to state government charges and first-year insurance.

Here is the full price breakdown:

Ex-showroom price: ₹78,919 This is the manufacturer's listed price before any state-level taxes or other charges.

Road Tax (RTO): ₹7,103 (9% of ex-showroom) Road tax in Bihar is charged at 9%, collected by the Regional Transport Office at registration. Rates vary by state - this figure is specific to Bihar.

Insurance charges: ₹6,100 This covers mandatory third-party (TP) insurance of ₹3,851 - required under Indian law - and own-damage (OD) insurance of ₹2,249 for the first year. TP rates are IRDAI-fixed and identical across all insurers; OD premiums vary.

Dealer/handling charges: ₹3,500 This fixed charge covers pre-delivery inspection, documentation, and number plate fitting.

Total on-road price: ₹95,622

For EMI buyers in Patna: with a 20% down payment and a 36-month loan at 10.5% interest, your estimated monthly payment is approximately Rs 2,159/month for the base Drum variant. Stepping up to the Disc variant adds around Rs 180-220/month.

The Yamaha Ray ZR 125 runs on a 125 cc hybrid engine with a claimed ARAI mileage of 71.33 kmpl, which typically translates to real-world city mileage of 55-65 kmpl - keeping your monthly fuel spend well under Rs 1,500 for 40-50 km of daily commuting in Patna.

On-Road Price in Patna

Bihar — based on base variant (ex-showroom)

Ex-Showroom Price₹78,919
Road Tax (9%)₹7,103
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,249₹6,100
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹95,622

Bihar levies 9% road tax on two-wheelers. The road tax is paid once at the time of registration at the local RTO office. On-road prices are consistent across Patna, Gaya, Bhagalpur, and other cities in the state.

VariantEx-ShowroomOn-Road (Patna)
Ray ZR 125 Drum - Hybrid₹ 78,919₹95,622
Ray ZR 125 Disc Hybrid₹ 85,726₹1,03,235
Ray ZR 125 Disc - Racing Blue and Dark Matte Blue₹ 86,626₹1,04,242
Ray ZR 125 Street Rally - Hybrid₹ 91,306₹1,09,477

* On-road prices are indicative. Includes road tax at 9%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

Before visiting a Yamaha dealership in Patna, a few things are worth knowing. Dealerships in Bihar have limited room for ex-showroom price negotiation - typically Rs 1,000-2,000 in accessories or a complimentary first-service coupon rather than a direct cash discount. Corporate discounts and exchange bonuses can bring the effective on-road price below ₹95,622 by Rs 3,000-5,000 depending on the dealer. Check whether Bihar applies reduced road tax for hybrid-category two-wheelers - some states do, saving Rs 2,000-4,000 at registration. When Year 1 insurance expires, compare renewal quotes from HDFC Ergo, Bajaj Allianz, and ICICI Lombard - switching from the dealer-recommended insurer can save Rs 500-1,500 on the OD premium.

Frequently Asked Questions

QWhat is the on-road price of Yamaha Ray ZR 125 in Patna?
The on-road price of Yamaha Ray ZR 125 in Patna, Bihar is ₹95,622. This includes an ex-showroom price of ₹78,919, road tax of ₹7,103 at 9% in Bihar, total insurance of ₹6,100, and dealer handling charges of ₹3,500.
QWhat is the road tax for Yamaha Ray ZR 125 in Bihar?
The road tax (RTO) for Yamaha Ray ZR 125 in Bihar is ₹7,103, charged at 9% of the ex-showroom price of ₹78,919. Road tax rates vary by state and are collected at the time of vehicle registration - Bihar's rate is 9%, applied to the base ex-showroom price.
QWhat is the EMI for Yamaha Ray ZR 125 in Patna?
Based on an on-road price of ₹95,622 in Patna, a typical EMI arrangement with 20% down payment, 10.5% interest rate, and 36-month tenure works out to approximately Rs 2,159-2,400/month depending on the variant. Your bank or Yamaha Finance may offer different rates - compare before committing.
QWhat does insurance cost for Yamaha Ray ZR 125 in Patna?
Total first-year insurance for Yamaha Ray ZR 125 in Patna is ₹6,100, split into third-party insurance of ₹3,851 (mandatory, IRDAI-fixed rate) and own-damage insurance of ₹2,249. After the first year, shop around for OD renewal - comparing insurers typically saves Rs 500-1,500 over the dealer-recommended option.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹98,778
Mumbai₹97,200
Jaipur₹96,411
Gurgaon₹96,411