Yamaha Ray ZR 1251/9Tap to zoom

Yamaha Ray ZR 125

Yamaha · Motorcycle

Ray ZR 125 On Road Price in Chennai

₹ 76,887ex-showroom · last updated 2026

Engine
125cc
Power
8.04bhp
Mileage
49kmpl
Weight
99kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Yamaha Ray ZR 125 On-Road Price in Chennai 2026

The on-road price of Yamaha Ray ZR 125 in Chennai, Tamil Nadu is ₹94,833. This is the total amount you pay before riding the scooter out of the dealership - it includes everything from the ex-showroom price to state government charges and first-year insurance.

Here is the full price breakdown:

Ex-showroom price: ₹78,919 This is the manufacturer's listed price before any state-level taxes or other charges.

Road Tax (RTO): ₹6,314 (8% of ex-showroom) Road tax in Tamil Nadu is charged at 8%, collected by the Regional Transport Office at registration. Rates vary by state - this figure is specific to Tamil Nadu.

Insurance charges: ₹6,100 This covers mandatory third-party (TP) insurance of ₹3,851 - required under Indian law - and own-damage (OD) insurance of ₹2,249 for the first year. TP rates are IRDAI-fixed and identical across all insurers; OD premiums vary.

Dealer/handling charges: ₹3,500 This fixed charge covers pre-delivery inspection, documentation, and number plate fitting.

Total on-road price: ₹94,833

For EMI buyers in Chennai: with a 20% down payment and a 36-month loan at 10.5% interest, your estimated monthly payment is approximately Rs 2,159/month for the base Drum variant. Stepping up to the Disc variant adds around Rs 180-220/month.

The Yamaha Ray ZR 125 runs on a 125 cc hybrid engine with a claimed ARAI mileage of 71.33 kmpl, which typically translates to real-world city mileage of 55-65 kmpl - keeping your monthly fuel spend well under Rs 1,500 for 40-50 km of daily commuting in Chennai.

On-Road Price in Chennai

Tamil Nadu — based on base variant (ex-showroom)

Ex-Showroom Price₹78,919
Road Tax (8%)₹6,314
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,249₹6,100
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹94,833

Tamil Nadu levies 8% road tax on two-wheelers, applied to the ex-showroom price. The state has one of the more competitive road tax rates in South India. Registration is handled at the local RTO, and prices are consistent across Chennai, Coimbatore, Madurai, and other cities.

VariantEx-ShowroomOn-Road (Chennai)
Ray ZR 125 Drum - Hybrid₹ 78,919₹94,833
Ray ZR 125 Disc Hybrid₹ 85,726₹1,02,378
Ray ZR 125 Disc - Racing Blue and Dark Matte Blue₹ 86,626₹1,03,376
Ray ZR 125 Street Rally - Hybrid₹ 91,306₹1,08,563

* On-road prices are indicative. Includes road tax at 8%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

Before visiting a Yamaha dealership in Chennai, a few things are worth knowing. Dealerships in Tamil Nadu have limited room for ex-showroom price negotiation - typically Rs 1,000-2,000 in accessories or a complimentary first-service coupon rather than a direct cash discount. Corporate discounts and exchange bonuses can bring the effective on-road price below ₹94,833 by Rs 3,000-5,000 depending on the dealer. Check whether Tamil Nadu applies reduced road tax for hybrid-category two-wheelers - some states do, saving Rs 2,000-4,000 at registration. When Year 1 insurance expires, compare renewal quotes from HDFC Ergo, Bajaj Allianz, and ICICI Lombard - switching from the dealer-recommended insurer can save Rs 500-1,500 on the OD premium.

Frequently Asked Questions

QWhat is the on-road price of Yamaha Ray ZR 125 in Chennai?
The on-road price of Yamaha Ray ZR 125 in Chennai, Tamil Nadu is ₹94,833. This includes an ex-showroom price of ₹78,919, road tax of ₹6,314 at 8% in Tamil Nadu, total insurance of ₹6,100, and dealer handling charges of ₹3,500.
QWhat is the road tax for Yamaha Ray ZR 125 in Tamil Nadu?
The road tax (RTO) for Yamaha Ray ZR 125 in Tamil Nadu is ₹6,314, charged at 8% of the ex-showroom price of ₹78,919. Road tax rates vary by state and are collected at the time of vehicle registration - Tamil Nadu's rate is 8%, applied to the base ex-showroom price.
QWhat is the EMI for Yamaha Ray ZR 125 in Chennai?
Based on an on-road price of ₹94,833 in Chennai, a typical EMI arrangement with 20% down payment, 10.5% interest rate, and 36-month tenure works out to approximately Rs 2,159-2,400/month depending on the variant. Your bank or Yamaha Finance may offer different rates - compare before committing.
QWhat does insurance cost for Yamaha Ray ZR 125 in Chennai?
Total first-year insurance for Yamaha Ray ZR 125 in Chennai is ₹6,100, split into third-party insurance of ₹3,851 (mandatory, IRDAI-fixed rate) and own-damage insurance of ₹2,249. After the first year, shop around for OD renewal - comparing insurers typically saves Rs 500-1,500 over the dealer-recommended option.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹98,778
Mumbai₹97,200
Jaipur₹96,411
Gurgaon₹96,411