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TVS Ntorq 125

TVS · Motorcycle

Ntorq 125 On Road Price in Kochi

₹ 88,438ex-showroom · last updated 2026

Engine
124.8cc
Power
9.25bhp
Mileage
48.5kmpl
Weight
118kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

TVS Ntorq 125 On-Road Price in Kochi

The on-road price of TVS Ntorq 125 in Kochi, Kerala is ₹1,05,384 for the base Disc variant. Here is the full price breakdown:

  • Ex-showroom price: ₹88,438
  • Road tax (RTO): ₹7,075 at 8% of ex-showroom
  • Insurance (TP + OD combined): ₹6,371
  • Dealer / handling charges: ₹3,500
  • Total on-road price: ₹1,05,384

Road tax rates differ significantly across Indian states. Karnataka and Maharashtra apply higher RTO slabs (11-13%), while Delhi and Uttar Pradesh charge closer to 7-8% for scooters in this price band. This is why the same TVS Ntorq 125 can cost Rs 8,000-15,000 more in Bangalore or Mumbai than in Delhi, even before insurance is factored in.

The 124.8 cc TVS Ntorq 125 lands in the sub-Rs 1 lakh to Rs 1.10 lakh on-road bracket for the base Disc in most major cities. Higher variants add proportionally - the Race XP and XT will push the on-road figure Rs 10,000-18,000 higher.

When visiting a Kochi TVS dealership, ask about:

  • Exchange bonus (up to Rs 5,000 on qualifying trade-ins)
  • Corporate or student discounts where applicable
  • Festive season offers if you're buying around Diwali or Dussehra

Insurance is mandatory. Third-party cover starts at Rs 538/year (legal minimum), but a comprehensive plan (Rs 1,200-3,000/year) is strongly recommended for a daily city commuter.

On-Road Price in Kochi

Kerala — based on base variant (ex-showroom)

Ex-Showroom Price₹88,438
Road Tax (8%)₹7,075
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,520₹6,371
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹1,05,384

Kerala charges 8% road tax on two-wheelers, applied to the ex-showroom price. The state has a well-developed transportation network and the RTO registration process is straightforward. On-road prices are consistent across Kochi, Thiruvananthapuram, Kozhikode, and other cities.

VariantEx-ShowroomOn-Road (Kochi)
Ntorq 125 Disc₹ 88,438₹1,05,384
Ntorq 125 Race Edition₹ 93,028₹1,10,472
Ntorq 125 Super Squad Edition₹ 94,385₹1,11,977
Ntorq 125 Race XP₹ 96,350₹1,14,155
Ntorq 125 XT₹ 1,04,277₹1,22,942

* On-road prices are indicative. Includes road tax at 8%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

When finalising your purchase in Kochi (Kerala), plan your actual outgo around ₹1,05,384 for the base Disc. For higher variants, the incremental on-road cost follows the ex-showroom difference closely. Dealer negotiation room in Kochi typically sits around Rs 2,000-4,000 in discretionary freebies: a free first service, accessories voucher, or extended warranty. Always get detailed price quotes from at least two authorised TVS dealers in Kochi before booking.

Frequently Asked Questions

QWhat is the on-road price of the TVS Ntorq 125 in Kochi?
The on-road price of TVS Ntorq 125 in Kochi, Kerala is ₹1,05,384 for the base Disc variant. This includes ex-showroom price of ₹88,438, road tax of ₹7,075 (8%), total insurance of ₹6,371, and dealer handling charges of ₹3,500.
QWhat is the road tax (RTO) for the TVS Ntorq 125 in Kerala?
The road tax for the TVS Ntorq 125 in Kerala is ₹7,075, calculated at 8% of the ex-showroom price of ₹88,438. RTO is a one-time payment at registration and is included in the total on-road price of ₹1,05,384.
QWhat is the EMI for the TVS Ntorq 125 in Kochi?
Based on the on-road price of ₹1,05,384 for TVS Ntorq 125 in Kochi (Kerala), a standard 36-month loan at ~9.7% interest with a 15% down payment works out to approximately Rs 2,743-3,100/month for the base variant. Final EMI depends on the lender, tenure, and credit profile.
QWhat does insurance cost for the TVS Ntorq 125 in Kochi?
Insurance for TVS Ntorq 125 in Kochi (Kerala) starts at Rs 538/year for mandatory third-party cover. A comprehensive plan costs Rs 1,200-3,000/year depending on add-ons. The total insurance charge included in your on-road price of ₹1,05,384 is ₹6,371.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹1,09,806
Mumbai₹1,08,037
Jaipur₹1,07,153
Gurgaon₹1,07,153