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Suzuki E Access

Suzuki · Motorcycle

E Access On Road Price in Ludhiana

₹ 1,90,665ex-showroom · last updated 2026

Weight
122kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Suzuki E Access On-Road Price in Ludhiana: Full Breakdown

The on-road price of Suzuki E Access in Ludhiana, Punjab is ₹2,22,517 in 2026. Here's exactly how that number breaks down:

Ex-showroom price: ₹1,90,665 This is the base price set by Suzuki and is the same across dealers in Ludhiana. It includes GST but excludes registration, insurance, and handling charges.

Road Tax (RTO): ₹19,067 (10% of ex-showroom) Punjab's road tax for electric scooters is 10%. Electric vehicles typically attract lower road tax than petrol counterparts in most Indian states, which marginally offsets the Suzuki E Access's premium price.

Insurance: ₹9,285 This covers third-party liability insurance (mandatory under Indian law) at ₹3,851 and own-damage insurance at ₹5,434. Own-damage cover is technically optional but strongly recommended - at Rs 1.88 lakh+, the cost of an uninsured repair or theft is significant.

Dealer / Handling Charges: ₹3,500 Standard dealer handling, logistics, and pre-delivery inspection charges. This figure is fixed and non-negotiable at most Suzuki dealerships in Ludhiana.

Total On-Road Price: ₹2,22,517

Note that the above does not include optional accessories, extended warranty top-ups, or Suzuki's welcome bonus (up to Rs 7,000) which can reduce the effective on-road price. The 60% buyback guarantee from Greaves Finance and loyalty bonus for existing Suzuki customers (up to Rs 10,000) should be factored into your total cost of ownership calculation rather than just the day-one payment.

On-Road Price in Ludhiana

Punjab — based on base variant (ex-showroom)

Ex-Showroom Price₹1,90,665
Road Tax (10%)₹19,067
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹5,434₹9,285
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹2,22,517

Punjab levies a flat 10% road tax on two-wheelers. On-road prices are consistent across Ludhiana, Amritsar, Jalandhar, and other cities in the state. The registration process is handled at local RTO offices and the tax is a one-time charge.

VariantEx-ShowroomOn-Road (Ludhiana)
Standard₹ 1,90,665₹2,22,517

* On-road prices are indicative. Includes road tax at 10%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

When finalising your Suzuki E Access purchase in Ludhiana, ask your Suzuki dealer for a line-item quote - some dealers bundle optional accessories (phone holder, seat cover, extended insurance) into the on-road figure, inflating the apparent price. Buying insurance directly from an insurer rather than through the dealer can save Rs 1,500-3,000 on the own-damage premium without affecting the mandatory third-party cover. The on-road price of ₹2,22,517 in Punjab reflects the state's current EV road tax policy - check the Punjab transport department website for any changes, particularly around FAME-II subsidy updates which can shift the net price by Rs 5,000-15,000.

Frequently Asked Questions

QWhat is the on-road price of Suzuki E Access in Ludhiana?
The on-road price of Suzuki E Access in Ludhiana, Punjab is ₹2,22,517. This includes an ex-showroom price of ₹1,90,665, road tax of ₹19,067 (10%), total insurance of ₹9,285, and dealer/handling charges of ₹3,500.
QWhat is the road tax for Suzuki E Access in Punjab?
The road tax (RTO charge) for Suzuki E Access in Punjab is ₹19,067, calculated at 10% of the ex-showroom price of ₹1,90,665. Electric vehicles attract lower road tax than petrol scooters in most Indian states, which partly offsets the Suzuki E Access's on-road price of ₹2,22,517 in Ludhiana.
QWhat is the EMI for Suzuki E Access in Ludhiana?
Based on the on-road price of ₹2,22,517 for Suzuki E Access in Ludhiana, an EMI of approximately Rs 5,700-5,800 per month applies over 36 months at around 9.7% interest with zero down payment. A 20% down payment would reduce the monthly instalment to around Rs 4,700-4,900. Suzuki's Greaves Finance partnership offers a lower 5.99% rate.
QWhat does insurance cost for Suzuki E Access in Ludhiana?
Insurance for Suzuki E Access in Ludhiana totals ₹9,285, split between third-party insurance of ₹3,851 (mandatory) and own-damage insurance of ₹5,434. Third-party cover is legally required; own-damage is optional but recommended given the ₹2,22,517 on-road value of the Suzuki E Access.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹2,28,236
Mumbai₹2,24,423
Jaipur₹2,22,517
Gurgaon₹2,22,517