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Honda Shine

Honda · Motorcycle

Shine On Road Price in Chennai

₹ 82,449ex-showroom · last updated 2026

Engine
123.94cc
Power
10.59bhp
Weight
113kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Honda Shine On-Road Price in Chennai (2026)

The on-road price of Honda Shine in Chennai, Tamil Nadu is ₹98,746. This is the total amount you pay at the showroom before you ride the bike home - and it is always higher than the ex-showroom price you see advertised online.

Here is how the on-road price in Chennai breaks down:

  • Ex-showroom price: ₹82,449 - the manufacturer's listed price before state taxes
  • Road tax (RTO): ₹6,596 - calculated at 8% of the ex-showroom price in Tamil Nadu
  • Insurance charges: ₹6,201 - covers mandatory third-party cover plus own-damage insurance for the first year
  • Dealer/handling charges: ₹3,500 - covers pre-delivery inspection, number plate, and documentation

Road tax in Tamil Nadu is the biggest variable when comparing on-road prices across cities. Buyers in states with higher road tax slabs pay more even when the ex-showroom price is identical. Chennai falls under Tamil Nadu's registration framework, so the 8% rate applies directly to your ₹82,449 ex-showroom price.

Insurance breakdown The mandatory third-party (TP) insurance premium for a 125cc motorcycle is fixed by IRDAI and applies uniformly across India. Own-damage (OD) insurance is optional but strongly recommended for the first 2-3 years - it covers theft, accidents, and natural calamities. Together, TP and OD insurance add ₹6,201 to your first-year cost. Renewals from Year 2 onwards are typically 30-40% lower since you pay only TP (mandatory) or choose a standalone OD plan.

Dealer charges The ₹3,500 in dealer fees covers pre-delivery inspection, temporary registration, number plate fabrication, and documentation. This is largely non-negotiable, but some dealers bundle accessories or a free first service - always worth asking.

The total on-road price of Honda Shine in Chennai works out to ₹98,746 as of 2026.

On-Road Price in Chennai

Tamil Nadu — based on base variant (ex-showroom)

Ex-Showroom Price₹82,449
Road Tax (8%)₹6,596
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,350₹6,201
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹98,746

Tamil Nadu levies 8% road tax on two-wheelers, applied to the ex-showroom price. The state has one of the more competitive road tax rates in South India. Registration is handled at the local RTO, and prices are consistent across Chennai, Coimbatore, Madurai, and other cities.

VariantEx-ShowroomOn-Road (Chennai)
Shine Drum₹ 82,449₹98,746
Shine Disc₹ 86,809₹1,03,579
Shine Limited Edition₹ 87,838₹1,04,719

* On-road prices are indicative. Includes road tax at 8%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

Before finalising your purchase in Chennai, spend a few minutes on two checks: first, visit 2-3 Honda authorised dealerships to compare their service packages and delivery timelines - prices are fixed but after-sales commitments vary. Second, get an insurance quote from at least one independent insurer alongside the dealer's in-house offer - independent quotes are often 10-15% cheaper on the own-damage component.

The ₹98,746 total assumes standard insurance and registration. If you opt for a zero-depreciation add-on or a longer-term insurance plan, the first-year cost will be slightly higher but claims become significantly easier.

Honda Shine in Tamil Nadu qualifies for Honda's standard 3-year/42,000 km warranty from the date of registration in Chennai. Keep your registration and purchase documents handy for any warranty claims at your nearest authorised Honda service centre.

Frequently Asked Questions

QWhat is the on-road price of the Honda Shine in Chennai?
The on-road price of Honda Shine in Chennai, Tamil Nadu is ₹98,746. This includes an ex-showroom price of ₹82,449, road tax of ₹6,596 at 8% in Tamil Nadu, total insurance of ₹6,201, and dealer/handling charges of ₹3,500.
QWhat is the road tax (RTO) for the Honda Shine in Tamil Nadu?
The road tax for Honda Shine in Tamil Nadu is ₹6,596, calculated at 8% of the ex-showroom price of ₹82,449. Road tax rates are set by the state transport department - Tamil Nadu applies the 8% rate for motorcycles in the 125cc engine capacity range.
QWhat is the EMI for the Honda Shine in Chennai?
Based on the on-road price of ₹98,746 in Chennai, a 20% down payment works out to approximately Rs 19,000-21,000. The remaining amount financed over 36 months at 9-11% interest gives an EMI of approximately Rs 2,200-2,600 per month, depending on your lender and credit profile.
QWhat does insurance cost for the Honda Shine in Chennai?
Insurance for Honda Shine in Chennai adds ₹6,201 to the on-road cost in the first year. This includes mandatory third-party (TP) cover (IRDAI-regulated, uniform across India) plus own-damage (OD) insurance. From Year 2 onwards, annual insurance costs drop by 30-40% as you pay only TP or renew OD separately.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹1,02,868
Mumbai₹1,01,219
Jaipur₹1,00,395
Gurgaon₹1,00,395