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Honda Shine 100

Honda · Motorcycle

Shine 100 On Road Price in Ludhiana

₹ 65,717ex-showroom · last updated 2026

Engine
98.98cc
Power
7.28bhp
Weight
99kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Honda Shine 100 On-Road Price in Ludhiana

The on-road price of Honda Shine 100 in Ludhiana, Punjab is ₹81,513. This is what you'll actually pay at the dealership - here's how that number breaks down.

The ex-showroom price of Honda Shine 100 in Ludhiana is ₹65,717. This is the manufacturer's listed price before state government charges are added. On top of this, the Punjab government levies road tax (RTO) of 10%, which works out to ₹6,572 for the Honda Shine 100. Road tax goes directly to the state and is a one-time charge payable at the time of registration.

Insurance is mandatory under Indian motor vehicle law. The combined insurance charges (third-party + own damage) for the Honda Shine 100 in Ludhiana amount to ₹5,724. Third-party insurance (₹3,851) is fixed by IRDAI regulations regardless of insurer; own-damage cover (₹1,873) varies by insurer and can be reduced by choosing a lower IDV or a higher voluntary deductible. Dealers often mark up insurance premiums - it's worth comparing quotes on PolicyBazaar or Coverfox before accepting the dealership's policy.

Dealer handling and registration charges are ₹3,500 - this covers documentation, temporary number plate, smart card, and dealer facilitation. This charge is typically fixed but occasionally negotiable, especially at the end of the month.

In total, the complete on-road price of Honda Shine 100 in Ludhiana is ₹81,513. This is the final amount; there are no further mandatory costs to register and ride the bike legally on Punjab roads. EMI buyers should note that most lenders finance the on-road price including insurance, so your actual down payment will be calculated on ₹81,513, not the ex-showroom figure.

On-Road Price in Ludhiana

Punjab — based on base variant (ex-showroom)

Ex-Showroom Price₹65,717
Road Tax (10%)₹6,572
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹1,873₹5,724
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹81,513

Punjab levies a flat 10% road tax on two-wheelers. On-road prices are consistent across Ludhiana, Amritsar, Jalandhar, and other cities in the state. The registration process is handled at local RTO offices and the tax is a one-time charge.

VariantEx-ShowroomOn-Road (Ludhiana)
Shine 100 Standard₹ 65,717₹81,513
Shine 100 DX₹ 71,672₹88,233

* On-road prices are indicative. Includes road tax at 10%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

A few practical tips for buying the Honda Shine 100 in Ludhiana: First, get quotes from at least two Honda dealerships in Ludhiana - pricing can differ by Rs 500-1,500 on accessories and handling charges even within the same city. Second, if you're buying insurance through the dealer, ask them to show the policy document before payment and verify that the IDV reflects the current ex-showroom price (₹65,717). Third, end-of-month visits (25th - 31st) often yield better deals - sales targets push dealers to offer free accessories or add-ons worth Rs 2,000-4,000 at no extra cost. The Punjab government's road tax of 10% is non-negotiable, but everything else has some degree of flexibility. The on-road price of ₹81,513 is a solid benchmark - don't pay more than this for a standard registration with basic third-party cover.

Frequently Asked Questions

QWhat is the on-road price of Honda Shine 100 in Ludhiana?
The on-road price of Honda Shine 100 in Ludhiana, Punjab is ₹81,513. This includes ex-showroom price of ₹65,717, road tax of ₹6,572 at 10% in Punjab, total insurance of ₹5,724, and dealer handling charges of ₹3,500.
QWhat is the road tax (RTO) for Honda Shine 100 in Punjab?
The road tax for Honda Shine 100 in Punjab is 10%, which amounts to ₹6,572 on the ex-showroom price of ₹65,717. Road tax is a one-time charge paid at the time of registration and goes directly to the Punjab government.
QWhat is the EMI for Honda Shine 100 in Ludhiana?
Based on the on-road price of ₹81,513 in Ludhiana, with a 20% down payment, the EMI for Honda Shine 100 works out to approximately Rs 2,000-2,400 per month over 36 months at 9-10% interest. Contact your nearest Honda dealer in Ludhiana for the exact financing offer available.
QWhat does insurance cost for Honda Shine 100 in Ludhiana?
Insurance for Honda Shine 100 in Ludhiana costs ₹5,724 in total - comprising third-party insurance of ₹3,851 (fixed by IRDAI) and own-damage cover of ₹1,873. You can reduce the own-damage premium by comparing quotes on aggregators before accepting the dealer's offer.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹83,484
Mumbai₹82,170
Jaipur₹81,513
Gurgaon₹81,513