Activa On Road Price in Panaji

₹ 78,166ex-showroom · last updated 2026

Check on-road price vs TVS Jupiter Official site ↗

Engine: 109.51cc
Power: 7.88bhp
Weight: 106kg

EMI starting from ₹5,000/month · subject to bank approval

Check price in another city:

03 / On-Road Price

Honda Activa On-Road Price in Panaji (Goa) - 2026

The on-road price of Honda Activa in Panaji (Goa) is ₹94,780. This is what you'll actually pay when you ride home from the dealership - not just the ex-showroom figure you see advertised.

Here's the full price breakdown:

Ex-showroom price: ₹78,166
Road tax (RTO): ₹7,035 (9% of ex-showroom)
Third-party insurance: ₹3,851
Own-damage insurance: ₹2,228
Total insurance: ₹6,079
Dealer/handling charges: ₹3,500
Total on-road price: ₹94,780

Road tax is the biggest variable between cities. Goa falls in the 9% RTO bracket, which explains why the on-road price in Panaji differs from states with lower or higher tax slabs. Delhi tends to attract comparatively lower effective road tax; southern and western states like Telangana and Karnataka push the on-road price noticeably higher.

Insurance is mandatory for all new scooters in India. Your on-road cost includes five-year third-party (TP) insurance and one-year own-damage (OD) cover as a bundled package. The TP premium is set by IRDAI and is uniform nationwide for a 109.51 cc scooter; the OD component varies slightly by insurer. After the first year, it's worth getting a renewal quote from aggregators like PolicyBazaar or Coverfox - dealer-bundled renewals are rarely the most competitive option.

EMI note: at 10% interest over 36 months with a 10% down payment on ₹94,780, your monthly instalment will be approximately Rs2,600-3,200 depending on the variant and lender.

On-Road Price in Panaji

Goa — based on base variant (ex-showroom)

Ex-Showroom Price	₹78,166
Road Tax (9%)	₹7,035
InsuranceThird Party (5yr): ₹3,851 \| Own Damage (1yr): ₹2,228	₹6,079
Other ChargesHandling, smart card, number plate	₹3,500
On-Road Price	₹94,780

Variant	Ex-Showroom	On-Road (Panaji)
Activa Standard	₹ 78,166	₹94,780
Activa 25-year Anniversary Edition	₹ 87,680	₹1,05,421
Activa Deluxe	₹ 88,434	₹1,06,264
Activa H-Smart	₹ 91,981	₹1,10,231

* On-road prices are indicative. Includes road tax at 9%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

When finalising your Honda Activa purchase in Panaji, the on-road price of ₹94,780 is your total dealership outgoing. A few tips to reduce the final number: ask your Honda dealer in Panaji about current exchange bonuses (Rs3,000-8,000 on old two-wheelers), corporate or government employee discounts, and seasonal festive schemes - Honda India runs these regularly and they aren't always prominently advertised. In Goa, RTO registration typically takes 7-15 working days; you'll ride on a temporary registration number until the permanent smart card arrives. Budget an additional Rs1,000-1,500 for basic accessories (seat cover, saree guard, number plate holder) if not already included in the dealer's offer.

Frequently Asked Questions

QHow much is the on-road price of the Honda Activa in Panaji?▾

The on-road price of Honda Activa in Panaji is ₹94,780, which includes an ex-showroom price of ₹78,166, road tax of ₹7,035 at 9% in Goa, and total insurance charges of ₹6,079.

QWhat is the road tax (RTO) for the Honda Activa in Goa?▾

Road tax for Honda Activa in Goa is ₹7,035, calculated at 9% of the ex-showroom price of ₹78,166. Goa's RTO rate directly determines how the on-road price in Panaji compares to other states.

QWhat is the EMI for the Honda Activa in Panaji?▾

Based on the on-road price of ₹94,780 in Panaji, an estimated EMI of Rs2,600-3,200 per month is typical at 10% interest over 36 months with a 10% down payment. Check with Honda dealers and banks in Panaji for current interest rates and zero-processing-fee festive offers.

QWhat does the insurance cost for the Honda Activa?▾

Insurance for Honda Activa in Panaji is ₹6,079, comprising third-party (TP) and own-damage (OD) cover bundled together. The TP premium is fixed by IRDAI uniformly across India for a 109.51 cc scooter; the OD component varies by insurer. After the first year, compare renewal quotes online for cheaper OD cover.