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Honda Activa

Honda · Motorcycle

Activa On Road Price in Chennai

₹ 78,166ex-showroom · last updated 2026

Engine
109.51cc
Power
7.88bhp
Weight
106kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Honda Activa On-Road Price in Chennai (Tamil Nadu) - 2026

The on-road price of Honda Activa in Chennai (Tamil Nadu) is ₹93,998. This is what you'll actually pay when you ride home from the dealership - not just the ex-showroom figure you see advertised.

Here's the full price breakdown:

  • Ex-showroom price: ₹78,166
  • Road tax (RTO): ₹6,253 (8% of ex-showroom)
  • Third-party insurance: ₹3,851
  • Own-damage insurance: ₹2,228
  • Total insurance: ₹6,079
  • Dealer/handling charges: ₹3,500
  • Total on-road price: ₹93,998

Road tax is the biggest variable between cities. Tamil Nadu falls in the 8% RTO bracket, which explains why the on-road price in Chennai differs from states with lower or higher tax slabs. Delhi tends to attract comparatively lower effective road tax; southern and western states like Telangana and Karnataka push the on-road price noticeably higher.

Insurance is mandatory for all new scooters in India. Your on-road cost includes five-year third-party (TP) insurance and one-year own-damage (OD) cover as a bundled package. The TP premium is set by IRDAI and is uniform nationwide for a 109.51 cc scooter; the OD component varies slightly by insurer. After the first year, it's worth getting a renewal quote from aggregators like PolicyBazaar or Coverfox - dealer-bundled renewals are rarely the most competitive option.

EMI note: at 10% interest over 36 months with a 10% down payment on ₹93,998, your monthly instalment will be approximately Rs2,600-3,200 depending on the variant and lender.

On-Road Price in Chennai

Tamil Nadu — based on base variant (ex-showroom)

Ex-Showroom Price₹78,166
Road Tax (8%)₹6,253
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,228₹6,079
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹93,998

Tamil Nadu levies 8% road tax on two-wheelers, applied to the ex-showroom price. The state has one of the more competitive road tax rates in South India. Registration is handled at the local RTO, and prices are consistent across Chennai, Coimbatore, Madurai, and other cities.

VariantEx-ShowroomOn-Road (Chennai)
Activa Standard₹ 78,166₹93,998
Activa 25-year Anniversary Edition₹ 87,680₹1,04,544
Activa Deluxe₹ 88,434₹1,05,380
Activa H-Smart₹ 91,981₹1,09,311

* On-road prices are indicative. Includes road tax at 8%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

When finalising your Honda Activa purchase in Chennai, the on-road price of ₹93,998 is your total dealership outgoing. A few tips to reduce the final number: ask your Honda dealer in Chennai about current exchange bonuses (Rs3,000-8,000 on old two-wheelers), corporate or government employee discounts, and seasonal festive schemes - Honda India runs these regularly and they aren't always prominently advertised. In Tamil Nadu, RTO registration typically takes 7-15 working days; you'll ride on a temporary registration number until the permanent smart card arrives. Budget an additional Rs1,000-1,500 for basic accessories (seat cover, saree guard, number plate holder) if not already included in the dealer's offer.

Frequently Asked Questions

QHow much is the on-road price of the Honda Activa in Chennai?
The on-road price of Honda Activa in Chennai is ₹93,998, which includes an ex-showroom price of ₹78,166, road tax of ₹6,253 at 8% in Tamil Nadu, and total insurance charges of ₹6,079.
QWhat is the road tax (RTO) for the Honda Activa in Tamil Nadu?
Road tax for Honda Activa in Tamil Nadu is ₹6,253, calculated at 8% of the ex-showroom price of ₹78,166. Tamil Nadu's RTO rate directly determines how the on-road price in Chennai compares to other states.
QWhat is the EMI for the Honda Activa in Chennai?
Based on the on-road price of ₹93,998 in Chennai, an estimated EMI of Rs2,600-3,200 per month is typical at 10% interest over 36 months with a 10% down payment. Check with Honda dealers and banks in Chennai for current interest rates and zero-processing-fee festive offers.
QWhat does the insurance cost for the Honda Activa?
Insurance for Honda Activa in Chennai is ₹6,079, comprising third-party (TP) and own-damage (OD) cover bundled together. The TP premium is fixed by IRDAI uniformly across India for a 109.51 cc scooter; the OD component varies by insurer. After the first year, compare renewal quotes online for cheaper OD cover.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹97,907
Mumbai₹96,343
Jaipur₹95,562
Gurgaon₹95,562