1/7Tap to zoomHarley-Davidson PAN America 1250 Special
Harley-Davidson · Motorcycle
PAN America 1250 Special On Road Price in Varanasi
₹ 27,16,000ex-showroom · last updated 2026
- Engine
- 1,252cc
- Power
- 150.19bhp
- Mileage
- 18kmpl
- Weight
- 258kg
03 / On-Road Price
Harley-Davidson PAN America 1250 Special On-Road Price in Varanasi - Full Breakdown
The on-road price of Harley-Davidson PAN America 1250 Special in Varanasi, Uttar Pradesh, is ₹30,56,463. This is the total amount you will pay to ride the bike out of the dealership - it includes every mandatory charge and is the number that matters when comparing EMIs or costs across cities.
Full On-Road Price Breakdown - Varanasi
| Component | Amount |
|---|---|
| Ex-showroom price | ₹27,16,000 |
| Road tax (RTO) at 9% | ₹2,44,440 |
| Third-party insurance | ₹15,117 |
| Own-damage insurance | ₹77,406 |
| Total insurance | ₹92,523 |
| Dealer / handling charges | ₹3,500 |
| On-road total | ₹30,56,463 |
Why Does the On-Road Price Differ Between Cities? The ex-showroom price of Harley-Davidson PAN America 1250 Special is consistent across India (with minor GST variations). The biggest variable is road tax - Uttar Pradesh charges 9% on the ex-showroom price of premium motorcycles. States like Delhi charge lower road tax than Maharashtra or Karnataka, which is why the Pan America's on-road price in Mumbai or Bangalore is significantly higher than in Delhi.
Insurance for a Premium Motorcycle Third-party insurance is government-mandated and non-negotiable. Own-damage (OD) cover is optional but strongly recommended for a motorcycle of this value. OD premiums are based on IDV, which starts high for a new Harley-Davidson PAN America 1250 Special and reduces annually. For the first year, budget Rs 35,000-50,000 for comprehensive cover from a reputable insurer.
EMI Estimate from Varanasi For a 36-month loan at 8.5% interest with 20% down payment, monthly EMIs will be approximately Rs 70,000-75,000. Harley-Davidson dealers in Varanasi often have bank tie-ups - compare at least three offers before signing.
On-Road Price in Varanasi
Uttar Pradesh — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹27,16,000 |
| Road Tax (9%) | ₹2,44,440 |
| InsuranceThird Party (5yr): ₹15,117 | Own Damage (1yr): ₹77,406 | ₹92,523 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹30,56,463 |
Uttar Pradesh charges 9% road tax on two-wheelers. The rate applies uniformly across all cities in the state including Lucknow, Agra, Kanpur, Noida, and Ghaziabad. Despite Noida and Ghaziabad being part of the NCR, they fall under UP's RTO and have different on-road prices than Delhi.
| Variant | Ex-Showroom | On-Road (Varanasi) |
|---|---|---|
| Billiard Gray Blue Burst and Whiskey Fire and Raven | ₹ 27,16,000 | ₹30,56,463 |
| Vivid Black | ₹ 27,27,000 | ₹30,68,767 |
* On-road prices are indicative. Includes road tax at 9%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
When finalising the purchase in Varanasi, ask your dealer for the all-inclusive on-road price in writing before signing any form. The ₹3,500 handling fee is negotiable - some dealers waive it during festive seasons. Comprehensive insurance arranged independently (Policy Bazaar, Coverfox) often comes in 10-15% cheaper than dealer-arranged insurance on own-damage premiums. The on-road price of ₹30,56,463 in Varanasi is your baseline - start from there and negotiate everything else.