1/16Tap to zoomYamaha FZS FI V4
Yamaha · Motorcycle
FZS FI V4 On Road Price in Ludhiana
₹ 1,20,409ex-showroom · last updated 2026
- Engine
- 149cc
- Power
- 12.2bhp
- Mileage
- 60kmpl
- Weight
- 136kg
03 / On-Road Price
Yamaha FZS FI V4 On-Road Price in Ludhiana - 2026
The on-road price of Yamaha FZS FI V4 in Ludhiana, Punjab is ₹1,43,233. Here's exactly how that number breaks down:
Ex-showroom price: ₹1,20,409 This is the manufacturer's price before state taxes and other charges. It's the same (or very close) across all dealerships within Punjab.
Road Tax (RTO): ₹12,041 Road tax in Punjab is charged at 10% of the ex-showroom price. This is a one-time payment made at registration and varies significantly by state - Karnataka charges around 13%, while Maharashtra charges 8-10% depending on the slab.
Insurance: ₹7,283 This includes third-party (TP) insurance of ₹3,851 - mandatory by law - plus own-damage (OD) cover of ₹3,432. The OD component is optional but strongly recommended for the first few years to protect against theft, accidents, and natural calamities.
Dealer/Handling charges: ₹3,500 A standard Rs 3,500 handling charge covers registration paperwork, number plate, and delivery preparation at the dealership.
So the complete on-road cost of Yamaha FZS FI V4 in Ludhiana totals ₹1,43,233. If you opt for a comprehensive insurance upgrade or add accessories like a crash guard or seat cover, budget an additional Rs 2,000-5,000 on top.
For EMI buyers in Ludhiana: a 36-month loan on approximately 90% of on-road at around 9.5% interest works out to roughly Rs 3,400-4,000 per month, depending on your down payment and lender. Yamaha dealers in Ludhiana typically work with HDFC Bank, Bajaj Finance, and TVS Credit - compare rates at booking time.
On-Road Price in Ludhiana
Punjab — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹1,20,409 |
| Road Tax (10%) | ₹12,041 |
| InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹3,432 | ₹7,283 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹1,43,233 |
Punjab levies a flat 10% road tax on two-wheelers. On-road prices are consistent across Ludhiana, Amritsar, Jalandhar, and other cities in the state. The registration process is handled at local RTO offices and the tax is a one-time charge.
| Variant | Ex-Showroom | On-Road (Ludhiana) |
|---|---|---|
| FZS FI V4 Standard | ₹ 1,20,409 | ₹1,43,233 |
| FZS FI V4 Deluxe | ₹ 1,20,866 | ₹1,43,749 |
| FZS FI V4 Standard - OBD 2B | ₹ 1,29,193 | ₹1,53,145 |
* On-road prices are indicative. Includes road tax at 10%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
A few practical tips for buying the Yamaha FZS FI V4 in Ludhiana: First, always ask your dealer for the current exchange offer - Yamaha periodically runs Rs 3,000-5,000 exchange bonuses, especially around major festivals. Second, check whether your insurer offers a No-Claim Bonus (NCB) transfer if you're replacing an older bike - this can meaningfully reduce your OD premium. Third, if you're comparing the Yamaha FZS FI V4 on-road price in Ludhiana against a competitor, note that RTO is charged on ex-showroom price, so a bike priced Rs 5,000 higher ex-showroom can end up Rs 7,000-8,000 more expensive on-road in high-tax states like Punjab. The Yamaha FZS FI V4 sits at ₹1,43,233 on-road in Ludhiana for 2026 - a competitive position in the 150cc segment.