1/7Tap to zoomHero HF Deluxe
Hero · Motorcycle
HF Deluxe On Road Price in Surat
₹ 58,646ex-showroom · last updated 2026
- Engine
- 97.2cc
- Power
- 7.91bhp
- Weight
- 110kg
03 / On-Road Price
Hero HF Deluxe On-Road Price in Surat - 2026
The on-road price of Hero HF Deluxe in Surat, Gujarat is ₹71,234. This is the total amount you'll pay to ride the bike out of the showroom - it includes every mandatory charge on top of the ex-showroom price.
Here's the full breakdown:
Ex-Showroom Price: ₹58,689 This is the manufacturer's selling price before any state-level charges. All four variants of the HF Deluxe have different ex-showroom prices, so the on-road figure above corresponds to the specific variant you've selected.
Road Tax (RTO): ₹3,521 (6% of ex-showroom) Road tax in Gujarat is charged at 6% of the ex-showroom price. This is a one-time payment made to the Regional Transport Office (RTO) in Surat and is non-negotiable. States like Karnataka and Maharashtra levy higher road tax compared to Delhi - which is why on-road prices in Surat may differ significantly from what you see quoted for Delhi.
Insurance: ₹5,524 This figure includes third-party insurance of ₹3,851 (mandatory by law) and own-damage insurance of ₹1,673. The third-party premium is fixed by IRDAI; own-damage insurance rates vary by insurer. Dealers often bundle both - compare with online insurers like Acko, Digit, or PolicyBazaar before agreeing to the dealer's insurance package.
Dealer/Handling Charges: ₹3,500 This covers registration, temporary number plate, and handling fees charged by the dealership. These are largely standardised but can vary slightly by dealer.
Total On-Road Price in Surat: ₹71,234
The Hero HF Deluxe is powered by a 97.2 cc air-cooled engine delivering 70 kmpl ARAI mileage - a strong return on investment at this on-road price point.
On-Road Price in Surat
Gujarat — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹58,689 |
| Road Tax (6%) | ₹3,521 |
| InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹1,673 | ₹5,524 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹71,234 |
Gujarat has one of the lowest road tax rates for two-wheelers in India at 6%, making on-road prices noticeably lower than in high-tax states like Karnataka or Maharashtra. The rate applies uniformly across Ahmedabad, Surat, Rajkot, and Vadodara.
| Variant | Ex-Showroom | On-Road (Surat) |
|---|---|---|
| HF Deluxe HF 100 - Drum Kick Alloy - OBD 2B | ₹ 58,689 | ₹71,234 |
| HF Deluxe Kick Alloy - OBD 2B | ₹ 64,639 | ₹77,710 |
| HF Deluxe Self Alloy - OBD 2B | ₹ 67,501 | ₹80,826 |
| HF Deluxe All Black - OBD 2B | ₹ 68,997 | ₹82,454 |
| HF Deluxe I3S Alloy - OBD 2B | ₹ 69,459 | ₹82,958 |
| HF Deluxe I3S Pro - OBD 2B | ₹ 71,900 | ₹85,614 |
* On-road prices are indicative. Includes road tax at 6%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
Before finalising your purchase in Surat, Gujarat, ask the dealer for a detailed written breakdown of all charges. On-road price quotes should match ₹71,234 - any significant variation warrants an explanation. Some dealers in Surat include optional accessories (seat covers, crash guards, footmats) in the on-road price without flagging them as optional - you can skip these to reduce the total cost.
For insurance, getting a quote directly from Acko or Digit online often saves Rs 500-1,500 on own-damage premium for a bike in this price range. Third-party premium is fixed regardless of where you buy.
If you're financing the Hero HF Deluxe, expect your EMI lender to ask for a down payment of 10-20% of the on-road price of ₹71,234. Hero dealerships in Surat typically work with HDFC Bank, SBI, and Bajaj Finance for two-wheeler loans.