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Hero HF Deluxe

Hero · Motorcycle

HF Deluxe On Road Price in Chennai

₹ 58,646ex-showroom · last updated 2026

Engine
97.2cc
Power
7.91bhp
Weight
110kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Hero HF Deluxe On-Road Price in Chennai - 2026

The on-road price of Hero HF Deluxe in Chennai, Tamil Nadu is ₹72,408. This is the total amount you'll pay to ride the bike out of the showroom - it includes every mandatory charge on top of the ex-showroom price.

Here's the full breakdown:

Ex-Showroom Price: ₹58,689 This is the manufacturer's selling price before any state-level charges. All four variants of the HF Deluxe have different ex-showroom prices, so the on-road figure above corresponds to the specific variant you've selected.

Road Tax (RTO): ₹4,695 (8% of ex-showroom) Road tax in Tamil Nadu is charged at 8% of the ex-showroom price. This is a one-time payment made to the Regional Transport Office (RTO) in Chennai and is non-negotiable. States like Karnataka and Maharashtra levy higher road tax compared to Delhi - which is why on-road prices in Chennai may differ significantly from what you see quoted for Delhi.

Insurance: ₹5,524 This figure includes third-party insurance of ₹3,851 (mandatory by law) and own-damage insurance of ₹1,673. The third-party premium is fixed by IRDAI; own-damage insurance rates vary by insurer. Dealers often bundle both - compare with online insurers like Acko, Digit, or PolicyBazaar before agreeing to the dealer's insurance package.

Dealer/Handling Charges: ₹3,500 This covers registration, temporary number plate, and handling fees charged by the dealership. These are largely standardised but can vary slightly by dealer.

Total On-Road Price in Chennai: ₹72,408

The Hero HF Deluxe is powered by a 97.2 cc air-cooled engine delivering 70 kmpl ARAI mileage - a strong return on investment at this on-road price point.

On-Road Price in Chennai

Tamil Nadu — based on base variant (ex-showroom)

Ex-Showroom Price₹58,689
Road Tax (8%)₹4,695
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹1,673₹5,524
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹72,408

Tamil Nadu levies 8% road tax on two-wheelers, applied to the ex-showroom price. The state has one of the more competitive road tax rates in South India. Registration is handled at the local RTO, and prices are consistent across Chennai, Coimbatore, Madurai, and other cities.

VariantEx-ShowroomOn-Road (Chennai)
HF Deluxe HF 100 - Drum Kick Alloy - OBD 2B₹ 58,689₹72,408
HF Deluxe Kick Alloy - OBD 2B₹ 64,639₹79,003
HF Deluxe Self Alloy - OBD 2B₹ 67,501₹82,176
HF Deluxe All Black - OBD 2B₹ 68,997₹83,834
HF Deluxe I3S Alloy - OBD 2B₹ 69,459₹84,347
HF Deluxe I3S Pro - OBD 2B₹ 71,900₹87,052

* On-road prices are indicative. Includes road tax at 8%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

Before finalising your purchase in Chennai, Tamil Nadu, ask the dealer for a detailed written breakdown of all charges. On-road price quotes should match ₹72,408 - any significant variation warrants an explanation. Some dealers in Chennai include optional accessories (seat covers, crash guards, footmats) in the on-road price without flagging them as optional - you can skip these to reduce the total cost.

For insurance, getting a quote directly from Acko or Digit online often saves Rs 500-1,500 on own-damage premium for a bike in this price range. Third-party premium is fixed regardless of where you buy.

If you're financing the Hero HF Deluxe, expect your EMI lender to ask for a down payment of 10-20% of the on-road price of ₹72,408. Hero dealerships in Chennai typically work with HDFC Bank, SBI, and Bajaj Finance for two-wheeler loans.

Frequently Asked Questions

QWhat is the on-road price of the Hero HF Deluxe in Chennai?
The on-road price of Hero HF Deluxe in Chennai, Tamil Nadu is ₹72,408. This includes ex-showroom price of ₹58,689, road tax of ₹4,695 at 8% in Tamil Nadu, total insurance of ₹5,524, and dealer handling charges of ₹3,500.
QWhat is the road tax (RTO) for the Hero HF Deluxe in Tamil Nadu?
The road tax for Hero HF Deluxe in Tamil Nadu is ₹4,695, calculated at 8% of the ex-showroom price of ₹58,689. Road tax is a one-time charge paid to the RTO in Chennai at the time of registration and is non-negotiable.
QWhat is the EMI for the Hero HF Deluxe in Chennai?
Based on the on-road price of ₹72,408 in Chennai, with a 20% down payment and a 36-month loan at approximately 9.7% interest, your monthly EMI would be approximately Rs 1,987-2,300 depending on the variant. Hero dealerships in Chennai work with HDFC Bank, SBI, and Bajaj Finance for two-wheeler loans.
QWhat does the insurance cost for the Hero HF Deluxe in Chennai?
Insurance for Hero HF Deluxe in Chennai totals ₹5,524, which includes mandatory third-party cover of ₹3,851 and own-damage insurance of ₹1,673. Third-party premium is fixed by IRDAI; own-damage rates vary by insurer. Comparing online with Acko or Digit can save Rs 500-1,500 over dealer-sourced insurance.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹75,343
Mumbai₹74,169
Jaipur₹73,582
Gurgaon₹73,582