1/18Tap to zoomSuzuki Access 125
Suzuki · Motorcycle
Access 125 On Road Price in Jammu
₹ 81,455ex-showroom · last updated 2026
- Engine
- 124cc
- Power
- 8.3bhp
- Weight
- 106kg
03 / On-Road Price
Suzuki Access 125 On-Road Price in Jammu: Full Breakdown (2026)
The on-road price of Suzuki Access 125 in Jammu, Jammu & Kashmir is ₹97,803 for 2026. Here is the complete breakdown of every charge included in that number.
Ex-Showroom Price: ₹82,341 This is the manufacturer's base price before state taxes and registration. It is uniform across all authorised Suzuki dealers in Jammu & Kashmir and does not vary by dealership.
Road Tax (RTO): ₹5,764 (7% of ex-showroom) Road tax in Jammu & Kashmir is levied at 7% of the ex-showroom price. This is a one-time payment made at the time of registration and is non-refundable. RTO rates differ significantly across Indian states - Jammu & Kashmir follows its own slab structure, which is why on-road prices vary from city to city even for the same variant.
Insurance Charges: ₹6,198 Third-party insurance is mandatory by law for all new vehicles in India. For the Suzuki Access 125, the third-party premium is ₹₹3,851 annually. Own-damage insurance adds ₹₹2,347, bringing the total insurance to ₹6,198. Own-damage cover is optional but strongly recommended - it covers theft, accident damage, and natural calamities.
Dealer / Handling Charges: ₹3,500 Dealers in Jammu typically charge a handling and logistics fee of ₹3,500, covering pre-delivery inspection (PDI), number plate fitting, and basic accessories.
Total On-Road Price in Jammu: ₹97,803
This is the final amount you pay before riding your Access 125 out of the showroom. EMI options are available - at a 10% interest rate over 36 months, the Suzuki Access 125 works out to approximately ₹2,200 - ₹2,800/month depending on the variant, with a 20% down payment.
On-Road Price in Jammu
Jammu & Kashmir — based on base variant (ex-showroom)
| Ex-Showroom Price | ₹82,341 |
| Road Tax (7%) | ₹5,764 |
| InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,347 | ₹6,198 |
| Other ChargesHandling, smart card, number plate | ₹3,500 |
| On-Road Price | ₹97,803 |
| Variant | Ex-Showroom | On-Road (Jammu) |
|---|---|---|
| Access 125 Standard | ₹ 82,341 | ₹97,803 |
| Access 125 Special Edition | ₹ 88,782 | ₹1,04,878 |
| Access 125 Ride Connect Edition | ₹ 91,701 | ₹1,08,084 |
| Access 125 Ride Connect TFT Edition | ₹ 96,358 | ₹1,13,200 |
| Access 125 Ride Connect ABS Edition | ₹ 97,669 | ₹1,14,641 |
| Access 125 Ride Connect TFT ABS Edition | ₹ 1,02,735 | ₹1,20,205 |
* On-road prices are indicative. Includes road tax at 7%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.
Buying tips for Jammu, Jammu & Kashmir:
The on-road price of ₹97,803 is the standard sticker price - but there is room to negotiate. Ask your dealer for exchange bonuses (₹3,000 - ₹5,000 on a trade-in), free accessories (helmet, seat cover), or extended warranty at no added cost. Festive season (September - November) typically brings dealer schemes worth ₹3,000 - ₹7,000 in savings at Suzuki showrooms in Jammu.
For insurance, you are not obligated to buy from the dealer. Comparing standalone policies on aggregator platforms often yields savings of ₹1,000 - ₹2,500 on the own-damage component. Third-party premiums are IRDAI-regulated and fixed regardless of insurer.
The Suzuki Access 125 in Jammu represents excellent value at ₹97,803 - among the lowest on-road numbers for an ABS-equipped 125cc scooter available in Jammu & Kashmir.