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Suzuki Access 125

Suzuki · Motorcycle

Access 125 On Road Price in Indore

₹ 81,455ex-showroom · last updated 2026

Engine
124cc
Power
8.3bhp
Weight
106kg
EMI starting from ₹5,000/month · subject to bank approval

03 / On-Road Price

Suzuki Access 125 On-Road Price in Indore: Full Breakdown (2026)

The on-road price of Suzuki Access 125 in Indore, Madhya Pradesh is ₹99,450 for 2026. Here is the complete breakdown of every charge included in that number.

Ex-Showroom Price: ₹82,341 This is the manufacturer's base price before state taxes and registration. It is uniform across all authorised Suzuki dealers in Madhya Pradesh and does not vary by dealership.

Road Tax (RTO): ₹7,411 (9% of ex-showroom) Road tax in Madhya Pradesh is levied at 9% of the ex-showroom price. This is a one-time payment made at the time of registration and is non-refundable. RTO rates differ significantly across Indian states - Madhya Pradesh follows its own slab structure, which is why on-road prices vary from city to city even for the same variant.

Insurance Charges: ₹6,198 Third-party insurance is mandatory by law for all new vehicles in India. For the Suzuki Access 125, the third-party premium is ₹₹3,851 annually. Own-damage insurance adds ₹₹2,347, bringing the total insurance to ₹6,198. Own-damage cover is optional but strongly recommended - it covers theft, accident damage, and natural calamities.

Dealer / Handling Charges: ₹3,500 Dealers in Indore typically charge a handling and logistics fee of ₹3,500, covering pre-delivery inspection (PDI), number plate fitting, and basic accessories.

Total On-Road Price in Indore: ₹99,450

This is the final amount you pay before riding your Access 125 out of the showroom. EMI options are available - at a 10% interest rate over 36 months, the Suzuki Access 125 works out to approximately ₹2,200 - ₹2,800/month depending on the variant, with a 20% down payment.

On-Road Price in Indore

Madhya Pradesh — based on base variant (ex-showroom)

Ex-Showroom Price₹82,341
Road Tax (9%)₹7,411
InsuranceThird Party (5yr): ₹3,851 | Own Damage (1yr): ₹2,347₹6,198
Other ChargesHandling, smart card, number plate₹3,500
On-Road Price₹99,450

Madhya Pradesh levies 9% road tax on two-wheelers. The road tax is a one-time payment collected at registration. On-road prices are uniform across Indore, Bhopal, Jabalpur, and other cities in the state.

VariantEx-ShowroomOn-Road (Indore)
Access 125 Standard₹ 82,341₹99,450
Access 125 Special Edition₹ 88,782₹1,06,653
Access 125 Ride Connect Edition₹ 91,701₹1,09,918
Access 125 Ride Connect TFT Edition₹ 96,358₹1,15,127
Access 125 Ride Connect ABS Edition₹ 97,669₹1,16,594
Access 125 Ride Connect TFT ABS Edition₹ 1,02,735₹1,22,260

* On-road prices are indicative. Includes road tax at 9%, 5-year third-party insurance, 1-year own-damage insurance, and other charges. Actual prices may vary by dealer.

Buying tips for Indore, Madhya Pradesh:

The on-road price of ₹99,450 is the standard sticker price - but there is room to negotiate. Ask your dealer for exchange bonuses (₹3,000 - ₹5,000 on a trade-in), free accessories (helmet, seat cover), or extended warranty at no added cost. Festive season (September - November) typically brings dealer schemes worth ₹3,000 - ₹7,000 in savings at Suzuki showrooms in Indore.

For insurance, you are not obligated to buy from the dealer. Comparing standalone policies on aggregator platforms often yields savings of ₹1,000 - ₹2,500 on the own-damage component. Third-party premiums are IRDAI-regulated and fixed regardless of insurer.

The Suzuki Access 125 in Indore represents excellent value at ₹99,450 - among the lowest on-road numbers for an ABS-equipped 125cc scooter available in Madhya Pradesh.

Frequently Asked Questions

QWhat is the on-road price of Suzuki Access 125 in Indore?
The on-road price of Suzuki Access 125 in Indore, Madhya Pradesh is ₹99,450. This includes an ex-showroom price of ₹82,341, road tax of ₹7,411 at 9%, total insurance of ₹6,198, and dealer handling charges of ₹3,500.
QWhat is the road tax (RTO) for Suzuki Access 125 in Madhya Pradesh?
The road tax for Suzuki Access 125 in Madhya Pradesh is ₹7,411, calculated at 9% of the ex-showroom price of ₹82,341. This is a one-time payment made at the time of registration and cannot be refunded.
QWhat is the EMI for Suzuki Access 125 in Indore?
For the Suzuki Access 125 in Indore with an on-road price of ₹99,450, a 20% down payment leaves a loan of approximately 80% of ₹82,341. At 10% interest p.a. over 36 months, monthly EMI is approximately ₹2,200 - ₹2,800 depending on the variant. Financing is available through Suzuki Finance and partner NBFCs at most dealerships in Indore.
QWhat does insurance cost for Suzuki Access 125 in Indore?
Insurance for the Suzuki Access 125 in Indore includes a mandatory third-party premium of ₹₹3,851 and optional own-damage cover of ₹₹2,347, totalling ₹6,198 for the first year. Third-party rates are IRDAI-fixed; own-damage premiums may vary by insurer - compare on aggregator platforms for savings.

On-Road Price in Other Cities

CityOn-Road Price (from)
Bangalore₹1,02,743
Mumbai₹1,01,097
Jaipur₹1,00,273
Gurgaon₹1,00,273