# Yamaha FZ X Price in Bangalore 2026

> Yamaha FZ X on-road price in Bangalore starts at ₹1,51,868. Includes road tax (Karnataka), insurance, and charges.

Source: https://indianautoforum.com/bikes/yamaha/fz-x/price/bangalore

The on-road price of {{bike}} in {{city}} ({{state}}) is {{on_road}}. This is what you'll actually pay at the dealership - considerably higher than the ex-showroom figure advertised on Yamaha's website, once all government charges and fees are added.

Here is the full breakdown:

**Ex-showroom price**: {{ex_showroom}} - the base price of the bike before any state or central charges are applied.

**Road tax (RTO)**: {{rto}} - levied at {{rto_percent}} of the ex-showroom price in {{state}}. Road tax is a one-time state government charge and is among the biggest variables driving price differences across Indian cities. Buyers in high-tax states like Karnataka pay noticeably more than those in Delhi.

**Insurance**: {{insurance_total}} - comprising mandatory third-party insurance ({{tp_insurance}}) and own-damage cover ({{od_insurance}}) for the first year. Yamaha dealers typically bundle comprehensive insurance into the on-road quote, but you are not obliged to purchase it through the dealer - buying independently from insurers like Acko, Digit, or HDFC Ergo often costs less.

**Dealer and handling charges**: {{other_charges}} - covers number plate fabrication, smart card registration, and the dealer's handling fee.

Total on-road price in {{city}}: **{{on_road}}**

The {{engine_cc}} engine on the {{model}} is ARAI-rated at 55.11 kmpl, keeping your running cost low - roughly Rs 2.50-3.00 per km at {{year}} petrol prices in {{state}}. Over 50,000 km of ownership, that efficiency advantage versus thirstier 160cc rivals adds up to meaningful savings.

For EMI buyers in {{city}}: at 90% financing over 36 months at 12% p.a., your monthly outgo on the standard {{model}} works out to approximately Rs 3,800-4,200 depending on your lender. Yamaha Financial Services and most major banks offer same-day approvals at the dealership.

## Yamaha FZ X On-Road Price in Bangalore
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| FZ X Standard | ₹1,24,745 | ₹16,217 | ₹3,851 | ₹3,555 | ₹3,500 | **₹1,51,868** |
| FZ X Dark Matte Blue Purple | ₹1,33,185 | ₹17,314 | ₹3,851 | ₹3,796 | ₹3,500 | **₹1,61,646** |

*Road tax rate: 13%. Prices are indicative. Actual on-road price may vary by dealer.*

Before finalising your purchase in {{city}}, get a written quote itemising each cost separately - ex-showroom, RTO, insurance, and handling. Dealers occasionally inflate handling charges or bundle accessories you haven't requested, and a line-item quote makes it straightforward to spot and negotiate.

On insurance: the comprehensive policy bundled by the dealer is convenient but not always the cheapest option. Bring a competing quote from an online insurer - you can typically save Rs 1,500-3,000 on the first year's premium, and dealers will sometimes match it to close the sale.

The on-road price of {{on_road}} in {{city}} includes first-year insurance only. In subsequent years, renewal cover for a 150cc bike in {{state}} typically runs Rs 3,000-5,000 per year - factor that into your five-year ownership cost calculation when comparing the {{bike}} against segment rivals.

## FAQs

**What is the on-road price of {{bike}} in {{city}}?**
The on-road price of {{bike}} in {{city}} ({{state}}) is {{on_road}}. This includes the ex-showroom price of {{ex_showroom}}, road tax of {{rto}} at {{rto_percent}}, total insurance of {{insurance_total}}, and dealer/handling charges of {{other_charges}}.

**What is the road tax for {{bike}} in {{state}}?**
The road tax (RTO charge) for {{bike}} in {{state}} is {{rto}}, calculated at {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. Road tax is a one-time state government levy included in the on-road price of {{on_road}} and paid at the time of registration.

**What is the EMI for {{bike}} in {{city}}?**
For buyers in {{city}} financing the {{bike}} at ex-showroom {{ex_showroom}} with 90% LTV over 36 months at 12% per annum, the monthly EMI works out to approximately Rs 3,800-4,200. The total on-road price in {{city}} is {{on_road}}, with roughly 10% required as a down payment.

**What does insurance cost for {{bike}} in {{state}}?**
First-year comprehensive insurance for {{bike}} in {{state}} amounts to {{insurance_total}}, comprising mandatory third-party cover ({{tp_insurance}}) and own-damage insurance ({{od_insurance}}). This is included in the on-road price of {{on_road}} when purchasing from a Yamaha dealership in {{city}}.

## More
- [Overview](/bikes/yamaha/fz-x)
- [Ex-showroom Price](/bikes/yamaha/fz-x/price)
- [Variants & Specs](/bikes/yamaha/fz-x/variants)