# TVS Zest 110 Price in Visakhapatnam 2026

> TVS Zest 110 on-road price in Visakhapatnam starts at ₹85,645. Includes road tax (Andhra Pradesh), insurance, and charges.

Source: https://indianautoforum.com/bikes/tvs/zest-110/price/visakhapatnam

The on-road price of {{bike}} in {{city}}, {{state}} is **{{on_road}}**. This is the total amount you will pay at the dealership before the vehicle leaves the showroom floor.

Here is the complete on-road price breakdown:

- **Ex-showroom price:** {{ex_showroom}} - the base manufacturer price before any state charges
- **Road tax (RTO):** {{rto}} at {{rto_percent}} of ex-showroom - fixed by the {{state}} government and non-negotiable
- **Insurance:** {{insurance_total}} - includes mandatory third-party cover plus recommended own-damage insurance
- **Dealer/handling charges:** {{other_charges}} - covers pre-delivery inspection, number plate fabrication, and documentation

Road tax is the biggest variable in the on-road calculation. States like Karnataka levy 12-13% on scooters, Maharashtra around 11%, while Delhi applies roughly 4-8% depending on engine displacement. This is why two cities with the same ex-showroom price can have on-road totals that differ by Rs 5,000-8,000.

Insurance adds two components: third-party (TP) insurance is compulsory under the Motor Vehicles Act, with premiums fixed by IRDAI at {{tp_insurance}} for sub-150cc scooters. Own-damage (OD) insurance is optional but strongly advisable for daily city riders - it covers repair costs from accidents, theft, and natural calamities. The {{model}}'s {{engine_cc}} displacement and sub-Rs 80,000 ex-showroom pricing keeps insurance costs in a manageable band relative to higher-displacement rivals.

On EMI from {{city}}, a 20% down payment on the base variant followed by a 24-month loan at approximately 9% annual interest works out to roughly Rs 2,900/month. Extending to 36 months reduces the monthly outgo but increases total interest paid.

## TVS Zest 110 On-Road Price in Visakhapatnam
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| Zest 110 Gloss | ₹69,999 | ₹6,300 | ₹3,851 | ₹1,995 | ₹3,500 | **₹85,645** |
| Zest 110 Matte | ₹72,828 | ₹6,555 | ₹3,851 | ₹2,076 | ₹3,500 | **₹88,810** |
| Zest 110 SXC | ₹76,177 | ₹6,856 | ₹3,851 | ₹2,171 | ₹3,500 | **₹92,555** |

*Road tax rate: 9%. Prices are indicative. Actual on-road price may vary by dealer.*

When finalising the {{bike}} purchase in {{city}}, {{state}}, ask your dealer for an itemised quotation before signing. Accessories bundles - body cover, seat cushion, extra locks - are frequently included in the initial quote without explicit mention. These are optional and can be removed to reduce the on-road total.

Insurance is portable: you are not obligated to buy from the insurer your TVS dealer recommends. Get competing quotes from HDFC Ergo, Bajaj Allianz, or ICICI Lombard online before visiting, and bring the figure to the dealer. A zero-depreciation add-on to your own-damage policy costs marginally more upfront but eliminates depreciation deductions on parts claims.

The on-road price of {{on_road}} reflects current estimates for {{city}}, {{state}} in {{year}}. Confirm the exact figure with your nearest authorised TVS dealer, as prices are subject to revision.

## FAQs

**What is the on-road price of {{bike}} in {{city}}?**
The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This includes ex-showroom price of {{ex_showroom}}, road tax of {{rto}} at {{rto_percent}} in {{state}}, insurance of {{insurance_total}}, and dealer charges of {{other_charges}}.

**What is the road tax (RTO) for {{bike}} in {{state}}?**
The road tax for {{bike}} in {{state}} is {{rto}}, calculated at {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. Road tax is a one-time charge paid at the time of registration and is non-negotiable.

**What is the EMI for {{bike}} in {{city}}?**
Based on the on-road price of {{on_road}} in {{city}}, with a 20% down payment and a 24-month loan at approximately 9% annual interest, the monthly EMI is roughly Rs 2,900. Extending to 36 months reduces the EMI but increases total interest paid.

**What does insurance cost for {{bike}} in {{state}}?**
Total insurance for {{bike}} in {{state}} is approximately {{insurance_total}}, which includes mandatory third-party insurance of {{tp_insurance}} and own-damage cover of {{od_insurance}}. Third-party insurance is compulsory; own-damage is optional but recommended for daily city riders.

## More
- [Overview](/bikes/tvs/zest-110)
- [Ex-showroom Price](/bikes/tvs/zest-110/price)
- [Variants & Specs](/bikes/tvs/zest-110/variants)