# TVS Ntorq 150 Price in Mumbai 2026 > TVS Ntorq 150 on-road price in Mumbai starts at ₹1,34,174. Includes road tax (Maharashtra), insurance, and charges. Source: https://indianautoforum.com/bikes/tvs/ntorq-150/price/mumbai The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This is the total amount you will pay to drive the scooter out of the dealership, and it covers several components beyond the ex-showroom sticker price. Here is the full price breakdown for {{city}}: - **Ex-showroom price:** {{ex_showroom}} - **Road tax (RTO):** {{rto}} ({{rto_percent}} of ex-showroom) - **Third-party insurance:** {{tp_insurance}} - **Own-damage insurance:** {{od_insurance}} - **Total insurance:** {{insurance_total}} - **Dealer/handling charges:** {{other_charges}} - **Total on-road price:** {{on_road}} The ex-showroom price of {{ex_showroom}} is set by TVS Motor and is the same across the country. What changes city to city is the road tax - each state government sets its own rate. {{state}} charges {{rto_percent}} road tax on scooters, which adds {{rto}} to your buying cost in {{city}}. Insurance is mandatory at the point of purchase. Third-party insurance is legally required and costs {{tp_insurance}} for the first year. Own-damage cover is optional but strongly recommended - it protects your scooter against theft, accidents, and natural calamities. Together, they add {{insurance_total}} to your on-road cost. Dealer handling charges of {{other_charges}} cover pre-delivery inspection, number plate fabrication, and documentation processing. This is a standard charge across most TVS dealerships in {{city}}. For EMI buyers: if you finance {{on_road}} with a 20% down payment at 10% annual interest over 36 months, your monthly EMI will be approximately Rs 3,800-4,400 depending on the lender and your credit profile. TVS Credit, HDFC Bank, and Bajaj Finance are common financing partners at TVS showrooms in {{city}}. ## TVS Ntorq 150 On-Road Price in Mumbai | Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road | |---------|-------------|----------|--------------|--------------|-------|---------| | Ntorq 150 Standard | ₹1,11,395 | ₹12,253 | ₹3,851 | ₹3,175 | ₹3,500 | **₹1,34,174** | | Ntorq 150 TFT | ₹1,20,395 | ₹13,243 | ₹3,851 | ₹3,431 | ₹3,500 | **₹1,44,420** | *Road tax rate: 11%. Prices are indicative. Actual on-road price may vary by dealer.* When buying the {{bike}} in {{city}}, a few tips can save you money. First, ask your dealer about any ongoing TVS corporate or exchange offers - these are common during festive months and can reduce the effective on-road price by Rs 2,000-5,000. Second, compare own-damage insurance quotes online before accepting the dealer's bundled policy; third-party aggregators often offer similar cover at 10-15% lower premiums. Third, if you are comparing the on-road price of {{on_road}} with the Yamaha Aerox 155 or Hero Xoom 160 in {{city}}, note that the Ntorq 150 will typically be Rs 25,000-35,000 cheaper on road - making the {{bike}} the most financially sensible choice in the 150cc sport scooter category in {{state}}. ## FAQs **What is the on-road price of the {{bike}} in {{city}}?** The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This includes an ex-showroom price of {{ex_showroom}}, road tax of {{rto}} at {{rto_percent}}, and total insurance charges of {{insurance_total}}. **What is the road tax (RTO) for the {{bike}} in {{state}}?** In {{state}}, the road tax for the {{bike}} is {{rto}}, calculated at {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. Road tax is a one-time payment made at the time of registration and is included in the on-road price of {{on_road}}. **What is the EMI for the {{bike}} in {{city}}?** For the {{bike}} in {{city}} with an on-road price of {{on_road}}, a typical EMI on a 36-month loan with 20% down payment works out to Rs 3,600-4,400 per month depending on the lender. TVS Credit and HDFC Bank are commonly available at TVS dealerships in {{city}}. **What does insurance cost for the {{bike}} in {{city}}?** Insurance for the {{bike}} in {{city}} includes mandatory third-party cover at {{tp_insurance}} and optional own-damage cover at {{od_insurance}}, totalling {{insurance_total}} for the first year. From year two, renewing only third-party insurance significantly reduces the annual insurance cost. ## More - [Overview](/bikes/tvs/ntorq-150) - [Ex-showroom Price](/bikes/tvs/ntorq-150/price) - [Variants & Specs](/bikes/tvs/ntorq-150/variants)