# KTM RC 390 Price in Mumbai 2026

> KTM RC 390 on-road price in Mumbai starts at ₹3,86,919. Includes road tax (Maharashtra), insurance, and charges.

Source: https://indianautoforum.com/bikes/ktm/rc-390/price/mumbai

The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. Here's the full breakdown of what you're actually paying:

**Ex-showroom price:** {{ex_showroom}}
This is the manufacturer's price before any state-level charges are applied. KTM RC 390 prices are broadly consistent across cities, with minor variations based on dealership allocation and dealer-specific pricing.

**Road Tax (RTO):** {{rto}} ({{rto_percent}} of ex-showroom)
Road tax is levied by the state government of {{state}} and varies significantly from state to state. This is a one-time charge collected at the time of registration and is non-negotiable.

**Insurance:** {{insurance_total}}
This includes third-party (TP) insurance of {{tp_insurance}} - mandatory by law - and own-damage (OD) insurance of {{od_insurance}}. The OD component protects against theft, accident damage, and natural calamities. We strongly recommend buying comprehensive insurance, especially for a performance bike like the RC 390.

**Dealer / Handling Charges:** {{other_charges}}
This covers registration paperwork, number plate, and dealer handling. It is a flat charge across most KTM dealerships.

**Total On-Road Price in {{city}}: {{on_road}}**

For EMI planning: on a standard 36-month loan at 10% interest with a 20% down payment, your monthly instalment on the {{bike}} in {{city}} will be approximately Rs 7,000-8,500 depending on the variant and lender. Major banks including HDFC, ICICI, and Axis offer two-wheeler loans for KTM bikes, as does Bajaj Finance.

## KTM RC 390 On-Road Price in Mumbai
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| RC 390 GP Edition | ₹3,23,497 | ₹35,585 | ₹15,117 | ₹9,220 | ₹3,500 | **₹3,86,919** |
| RC 390 Standard | ₹3,23,497 | ₹35,585 | ₹15,117 | ₹9,220 | ₹3,500 | **₹3,86,919** |

*Road tax rate: 11%. Prices are indicative. Actual on-road price may vary by dealer.*

A few practical tips before you finalise your purchase in {{city}}: First, always ask the dealer for an itemised pro-forma invoice - RTO, insurance, and handling charges listed separately. Some dealers try to bundle accessories or AMC plans into the on-road quote without flagging them clearly. Second, comprehensive insurance from a third-party insurer (PolicyBazaar, Acko, HDFC Ergo) is often Rs 2,000-4,000 cheaper than the dealership's in-house option for the same coverage. Finally, KTM India's official website lists authorised service centres in {{state}} - check that there's at least one conveniently located before committing, as the RC 390 requires specialised servicing at KTM-authorised workshops. The total on-road price in {{city}} for the {{bike}} is {{on_road}} as of {{year}}.

## FAQs

**What is the on-road price of the {{bike}} in {{city}}?**
The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This includes an ex-showroom price of {{ex_showroom}}, road tax (RTO) of {{rto}} at {{rto_percent}}, insurance charges of {{insurance_total}}, and dealer/handling fees of {{other_charges}}.

**What is the road tax (RTO) for the {{bike}} in {{state}}?**
In {{state}}, the road tax for the {{bike}} is {{rto}}, which works out to {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. Road tax is a one-time charge collected at registration and varies from state to state across India.

**What is the EMI for the {{bike}} in {{city}}?**
Based on an on-road price of {{on_road}} in {{city}}, a 20% down payment, and a 36-month loan at 10% annual interest, the approximate monthly EMI for the {{bike}} works out to around Rs 8,000-11,000 depending on the lender. Contact a KTM-authorised dealer in {{city}} for the most current financing offers.

**What does insurance cost for the {{bike}} in {{city}}?**
Insurance for the {{bike}} in {{city}} costs approximately {{insurance_total}} in the first year, covering mandatory third-party insurance of {{tp_insurance}} and own-damage cover of {{od_insurance}}. Comprehensive insurance is strongly recommended for a performance bike like the {{model}}.

## More
- [Overview](/bikes/ktm/rc-390)
- [Ex-showroom Price](/bikes/ktm/rc-390/price)
- [Variants & Specs](/bikes/ktm/rc-390/variants)