# KTM RC 125 Price in Mumbai 2026

> KTM RC 125 on-road price in Mumbai starts at ₹2,21,473. Includes road tax (Maharashtra), insurance, and charges.

Source: https://indianautoforum.com/bikes/ktm/rc-125/price/mumbai

The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This is the total amount you pay at the dealership before riding home.

Here's what goes into that number:

**Ex-showroom price:** {{ex_showroom}}
This is the base price of the bike as declared by KTM India, before any state-level taxes or fees.

**Road Tax (RTO):** {{rto}} ({{rto_percent}} of ex-showroom)
Road tax in {{state}} is calculated at {{rto_percent}} on the ex-showroom price. This is a one-time payment made to the {{state}} Regional Transport Office (RTO) at the time of registration. It varies across states - some states like Karnataka charge lower slabs for 125cc bikes, while states like Maharashtra and Tamil Nadu tend to be higher.

**Insurance:** {{insurance_total}}
For a new bike, insurance comprises two parts: third-party (TP) insurance of {{tp_insurance}}, which is mandatory by law and covers liabilities to third parties, and own-damage (OD) insurance of {{od_insurance}}, which covers repairs to your own bike. KTM dealers typically package both together for the first year.

**Dealer / Handling Charges:** {{other_charges}}
This covers pre-delivery inspection (PDI), number plate, documentation, and dealer handling fees.

**Total On-Road Price in {{city}}: {{on_road}}**

The {{engine_cc}} {{bike}} sits at the premium end of the 125cc segment in terms of on-road pricing. In {{city}}, the on-road price puts it in direct competition with the Yamaha R15 V4, which in many cities costs Rs 15,000-25,000 less on-road despite offering a 155cc engine with more power. The KTM's advantage is its hardware - WP forks, radial BYBRE brakes, and trellis chassis - rather than outright performance.

## KTM RC 125 On-Road Price in Mumbai
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| Standard [2022] | ₹1,88,074 | ₹20,688 | ₹3,851 | ₹5,360 | ₹3,500 | **₹2,21,473** |
| Standard | ₹1,91,796 | ₹21,098 | ₹3,851 | ₹5,466 | ₹3,500 | **₹2,25,711** |

*Road tax rate: 11%. Prices are indicative. Actual on-road price may vary by dealer.*

When buying the {{bike}} in {{city}}, a few things are worth negotiating:

First, ask about accessories thrown in - tank pads, seat covers, or KTM branded riding gear are common freebies on remaining stock. Second, compare OD insurance quotes from third-party insurers like ACKO or Bajaj Allianz before accepting the dealer's bundled offer - you can save Rs 1,000-2,500 on the insurance component. Third, if buying on finance, check if your bank or NBFC offers a better rate than KTM Finance - savings of 0.5-1% p.a. add up over a 36-month term.

On-road prices in {{city}} are updated periodically as insurance premiums reset each year. The breakdown above reflects {{year}} pricing - always confirm the final quote with your {{city}} KTM dealer before making a payment.

## FAQs

**What is the on-road price of {{bike}} in {{city}}?**
The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This includes an ex-showroom price of {{ex_showroom}}, road tax of {{rto}} (at {{rto_percent}} in {{state}}), total insurance of {{insurance_total}}, and dealer/handling charges of {{other_charges}}.

**What is the road tax (RTO) for {{bike}} in {{state}}?**
Road tax for {{bike}} in {{state}} is {{rto}}, calculated at {{rto_percent}} on the ex-showroom price of {{ex_showroom}}. This is a one-time payment made at registration to the {{state}} RTO and is included in the total on-road price of {{on_road}}.

**What is the EMI for {{bike}} in {{city}}?**
Based on an on-road price of {{on_road}} in {{city}}, financing the {{bike}} at 9% p.a. over 36 months gives an approximate EMI of Rs 6,000-6,200 per month. Over 24 months, the EMI rises to approximately Rs 8,600-8,800. Contact a KTM dealer in {{city}} or your bank for an exact quote based on current rates.

**What does insurance cost for the {{bike}}?**
Insurance for the {{bike}} in {{city}} totals {{insurance_total}}, comprising mandatory third-party insurance of {{tp_insurance}} and own-damage insurance of {{od_insurance}}. From year two, you can shop independently on platforms like PolicyBazaar or ACKO for a better OD premium - typically saving Rs 1,000-2,500 versus the dealer's bundled rate.

## More
- [Overview](/bikes/ktm/rc-125)
- [Ex-showroom Price](/bikes/ktm/rc-125/price)
- [Variants & Specs](/bikes/ktm/rc-125/variants)