# KTM 390 Adventure Price in Visakhapatnam 2026

> KTM 390 Adventure on-road price in Visakhapatnam starts at ₹3,25,298. Includes road tax (Andhra Pradesh), insurance, and charges.

Source: https://indianautoforum.com/bikes/ktm/390-adventure/price/visakhapatnam

The on-road price of {{bike}} in {{city}} ({{state}}) is {{on_road}}. This breaks down into an ex-showroom price of {{ex_showroom}}, road tax of {{rto}} at {{rto_percent}}, insurance charges of {{insurance_total}}, and dealer/handling fees of {{other_charges}}.

**Complete on-road price breakdown for {{city}}**

| Component | Amount |
|-----------|--------|
| Ex-showroom price | {{ex_showroom}} |
| Road Tax (RTO) | {{rto}} |
| Third-party insurance | {{tp_insurance}} |
| Own-damage insurance | {{od_insurance}} |
| Dealer/handling charges | {{other_charges}} |
| **Total on-road price** | **{{on_road}}** |

**Road tax in {{state}}**
Road tax on the {{bike}} in {{state}} is calculated at {{rto_percent}} of the ex-showroom price. This is a one-time charge collected at registration by the state RTO and is non-refundable. Ensure your dealer processes the registration correctly - delays in registration can attract late-fee penalties in some states.

**Insurance for the {{engine_cc}} {{bike}}**
A standard comprehensive insurance plan includes mandatory third-party liability ({{tp_insurance}}) and own-damage cover ({{od_insurance}}), combining for a total of {{insurance_total}}. First-year comprehensive insurance is compulsory at purchase; from the second year, you can renew with any IRDAI-licensed insurer - shopping around typically saves Rs 2,000-5,000 annually versus the dealer's default policy.

**Summary for {{city}} buyers**
For a buyer in {{city}}, {{state}}, budgeting {{on_road}} covers the complete on-road cost of the {{bike}} in {{year}}. The ex-showroom price is nationally fixed; RTO and insurance are the two components that vary by location and insurer choice.

## KTM 390 Adventure On-Road Price in Visakhapatnam
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| Standard | ₹2,81,120 | ₹25,301 | ₹7,365 | ₹8,012 | ₹3,500 | **₹3,25,298** |

*Road tax rate: 9%. Prices are indicative. Actual on-road price may vary by dealer.*

When finalising your purchase at a KTM dealership in {{city}}, note that ex-showroom prices are set by KTM India nationally and dealers rarely offer cash discounts. Instead, negotiate for accessories - an engine guard, tank bag, or crash protection bars - as part of the deal on a {{on_road}} purchase. If you are in {{state}}, compare quotes from at least two authorised KTM dealerships, as on-road prices can differ marginally depending on insurance policy selection. Prefer HDFC Ergo or TATA AIG for comprehensive cover; both have strong claim settlement ratios for KTM bikes and wide service networks across {{state}}.

## FAQs

**What is the on-road price of the {{bike}} in {{city}}?**
The on-road price of {{bike}} in {{city}} is {{on_road}}, which includes an ex-showroom price of {{ex_showroom}}, road tax of {{rto}} at {{rto_percent}} in {{state}}, and total insurance charges of {{insurance_total}}.

**What is the road tax (RTO) for the {{bike}} in {{state}}?**
The road tax on the {{bike}} in {{state}} is {{rto}}, calculated at {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. This is a one-time charge paid at registration and is factored into the total on-road price of {{on_road}}.

**What is the EMI for the {{bike}} in {{city}}?**
Based on an on-road price of {{on_road}} in {{city}}, a standard 36-month loan at 9.49% p.a. with a 20% down payment brings the monthly EMI to approximately Rs 9,000-9,500. HDFC and Bajaj Finance offer the most competitive financing for KTM bikes in {{state}}.

**What does insurance cost for the {{bike}} in {{city}}?**
Comprehensive insurance for {{bike}} in {{city}} totals {{insurance_total}}, split between third-party liability ({{tp_insurance}}) and own-damage cover ({{od_insurance}}). From the second year, you can renew with any IRDAI-licensed insurer rather than the dealer's default policy, typically saving Rs 2,000-5,000 annually.

## More
- [Overview](/bikes/ktm/390-adventure)
- [Ex-showroom Price](/bikes/ktm/390-adventure/price)
- [Variants & Specs](/bikes/ktm/390-adventure/variants)