# Kawasaki Ninja ZX-10R Price in Mumbai 2026

> Kawasaki Ninja ZX-10R on-road price in Mumbai starts at ₹23,85,559. Includes road tax (Maharashtra), insurance, and charges.

Source: https://indianautoforum.com/bikes/kawasaki/ninja-zx-10r/price/mumbai

The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This is the total amount you'll pay to ride the bike out of the showroom, and it's made up of several components that vary by state.

Here's what goes into that {{on_road}} figure:

**Ex-Showroom Price:** {{ex_showroom}}
This is the base price of the {{bike}} set by Kawasaki India. It's the same across the country - what changes is everything added on top.

**Road Tax (RTO):** {{rto}}
{{state}} charges road tax at {{rto_percent}} of the ex-showroom price for two-wheelers in this category. Road tax is a one-time payment made at the time of registration - you don't pay it again unless you transfer the bike to another state.

**Insurance:** {{insurance_total}}
A new {{bike}} requires a mandatory 5-year third-party insurance policy ({{tp_insurance}}) plus first-year own-damage cover ({{od_insurance}}). The own-damage premium is significant for a litre-class superbike due to its high IDV (Insured Declared Value). From year two onwards, you can choose your own insurer and often find better own-damage rates.

**Dealer / Handling Charges:** {{other_charges}}
This covers the dealer's logistics, pre-delivery inspection (PDI), and paperwork processing. It's largely non-negotiable but worth asking your dealer if they'll absorb it on a high-value purchase.

The {{engine_cc}} engine and premium build quality of the {{bike}} mean the IDV - and therefore the insurance premium - will remain high throughout the first few years of ownership. Factor in annual insurance renewal costs when calculating the total cost of ownership beyond the purchase price.

## Kawasaki Ninja ZX-10R On-Road Price in Mumbai
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| Standard | ₹20,79,000 | ₹2,28,690 | ₹15,117 | ₹59,252 | ₹3,500 | **₹23,85,559** |

*Road tax rate: 11%. Prices are indicative. Actual on-road price may vary by dealer.*

When negotiating the on-road price of the {{bike}} in {{city}}, focus on the dealer handling charges and any accessories (frame sliders, tank pads) rather than the ex-showroom or tax components - those are fixed. Some dealers in {{state}} also offer free first service as part of the purchase deal for high-value bikes, so ask explicitly.

For EMI financing in {{city}}, expect a monthly instalment of approximately Rs 55,000-75,000 depending on your down payment and loan tenure. HDFC Bank and Bajaj Finance are widely available at Kawasaki dealerships. Always confirm the current RTO slab with your dealer, as {{state}} road tax rates can be revised in state budgets. The {{on_road}} figure above reflects the most recently available rate.

## FAQs

**What is the on-road price of the {{bike}} in {{city}}?**
The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This includes the ex-showroom price of {{ex_showroom}}, road tax of {{rto}} ({{rto_percent}} in {{state}}), insurance of {{insurance_total}}, and dealer handling charges of {{other_charges}}.

**What is the road tax (RTO) for the {{bike}} in {{state}}?**
{{state}} levies road tax at {{rto_percent}} of the ex-showroom price for the {{bike}}, which works out to {{rto}} on the current ex-showroom price of {{ex_showroom}}. Road tax is a one-time payment at the time of registration and does not recur annually.

**What is the EMI for the {{bike}} in {{city}}?**
Based on the {{bike}} on-road price of {{on_road}} in {{city}}, a 20% down payment leaves a loan amount of approximately {{ex_showroom}} × 80%. At 10% interest over 3 years, the monthly EMI works out to approximately Rs 55,000-72,000. HDFC Bank and Bajaj Finance are the most widely available lenders at Kawasaki dealerships.

**What does insurance cost for the {{bike}} in {{city}}?**
A new {{bike}} requires mandatory 5-year third-party insurance ({{tp_insurance}}) plus first-year own-damage cover ({{od_insurance}}), totalling {{insurance_total}} in {{city}}. The own-damage premium is higher than average due to the {{bike}}'s high IDV as a litre-class superbike. From the second year, own-damage insurance can be purchased independently at competitive rates.

## More
- [Overview](/bikes/kawasaki/ninja-zx-10r)
- [Ex-showroom Price](/bikes/kawasaki/ninja-zx-10r/price)
- [Variants & Specs](/bikes/kawasaki/ninja-zx-10r/variants)