# Honda SP160 Price in Patna 2026

> Honda SP160 on-road price in Patna starts at ₹1,40,913. Includes road tax (Bihar), insurance, and charges.

Source: https://indianautoforum.com/bikes/honda/sp160/price/patna

The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This is the total amount you'll pay at the showroom to ride the bike home, and it covers four components beyond the manufacturer's ex-showroom sticker.

**Ex-showroom price**: {{ex_showroom}}. This is Honda's base price before state-level charges are added. It's consistent across all authorised Honda dealers in {{state}}, though dealers may occasionally offer small extras like accessories discounts or first-service coupons.

**Road Tax (RTO)**: {{rto}} at {{rto_percent}} of ex-showroom. This one-time lifetime tax is levied by the {{state}} government and paid at registration. The rate varies significantly by state - {{state}}'s {{rto_percent}} for a {{engine_cc}} motorcycle is typical for the region. This amount goes directly to the {{state}} RTO and is non-negotiable regardless of the dealer.

**Insurance**: {{insurance_total}} covering both third-party ({{tp_insurance}}) and own-damage ({{od_insurance}}) cover. Third-party insurance is mandatory under Indian law - you cannot register or ride the {{bike}} without it. Own-damage cover is optional but strongly recommended given the cost of accident repairs on a modern bike with TFT displays and LED lighting. The SP160's insurance premium is in line with the 160cc segment.

**Dealer / Handling charges**: {{other_charges}}. This covers pre-delivery inspection, number plate fabrication, temporary registration, and documentation. It's a standard charge that can occasionally be negotiated if you're purchasing accessories alongside the bike.

Total on-road price in {{city}}: **{{on_road}}**.

For EMI buyers in {{city}}: financing 80% of the on-road price over 36 months at approximately 9.5% interest gives a monthly EMI of roughly Rs 2,900-3,300 per month depending on your lender. Honda's authorised finance partners - HDFC, Bajaj Finserv, and Honda Financial Services - are all available at Wing World and BigWing dealerships across {{city}}.

## Honda SP160 On-Road Price in Patna
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| SP160 Single Disc | ₹1,16,270 | ₹10,464 | ₹7,365 | ₹3,314 | ₹3,500 | **₹1,40,913** |
| SP160 Double Disc | ₹1,21,780 | ₹10,960 | ₹7,365 | ₹3,471 | ₹3,500 | **₹1,47,076** |

*Road tax rate: 9%. Prices are indicative. Actual on-road price may vary by dealer.*

When finalising your purchase in {{city}}, visit at least two authorised Honda dealers before committing. Ex-showroom prices are fixed, but dealers vary on what they bundle - some include a free first service, an accessories kit, or an extended warranty. The on-road price of {{on_road}} is your baseline; anything added beyond that should be specifically chosen by you. For insurance, getting a quote from HDFC Ergo or Bajaj Allianz independently before visiting the showroom often saves Rs 500-1,500 compared to the dealer's default bundled insurer. Don't let a dealer rush you into a same-day booking without confirming the full on-road breakup in writing.

## FAQs

**What is the on-road price of the {{bike}} in {{city}}?**
The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This includes an ex-showroom price of {{ex_showroom}}, road tax of {{rto}} ({{rto_percent}} in {{state}}), total insurance of {{insurance_total}}, and dealer handling charges of {{other_charges}}.

**What is the road tax for the {{bike}} in {{state}}?**
In {{state}}, the road tax for the {{bike}} is {{rto}}, calculated at {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. This is a one-time lifetime tax paid at vehicle registration - the rate is set by the {{state}} government and is identical across all Honda dealerships in {{state}}.

**What is the monthly EMI for the {{bike}} in {{city}}?**
At an on-road price of {{on_road}} in {{city}}, financing 80% over 36 months at approximately 9.5% interest gives a monthly EMI of roughly Rs 2,900-3,300. A 20% down payment on {{on_road}} comes to approximately Rs 27,000. Compare rates from HDFC, Bajaj Finserv, and Honda Financial Services before committing.

**What does insurance cost for the {{bike}} in {{city}}?**
Insurance for the {{bike}} in {{city}} totals approximately {{insurance_total}}, covering mandatory third-party insurance ({{tp_insurance}}) and optional own-damage cover ({{od_insurance}}). Getting quotes from HDFC Ergo or Bajaj Allianz independently before your dealership visit often saves Rs 500-1,500 versus the dealer's default bundled insurer.

## More
- [Overview](/bikes/honda/sp160)
- [Ex-showroom Price](/bikes/honda/sp160/price)
- [Variants & Specs](/bikes/honda/sp160/variants)