# Honda Dio Price in Patna 2026

> Honda Dio on-road price in Patna starts at ₹90,453. Includes road tax (Bihar), insurance, and charges.

Source: https://indianautoforum.com/bikes/honda/dio/price/patna

The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}} for the base STD variant. This is the amount you'll actually pay to ride the scooter out of the showroom - everything included.

Here's how that number breaks down:

**Ex-showroom price:** {{ex_showroom}}
This is the price Honda charges for the scooter itself, uniform across the country.

**Road tax (RTO):** {{rto}} ({{rto_percent}} of ex-showroom)
{{state}}'s RTO rate is {{rto_percent}} for scooters in this category. Road tax is a one-time payment collected at registration and is the biggest variable that explains price differences between cities. States like Maharashtra and Tamil Nadu charge among the highest road tax in the country, which is why the Dio costs significantly more on-road in Mumbai and Chennai than in Delhi.

**Insurance:** {{insurance_total}}
This includes third-party insurance of {{tp_insurance}} (mandatory by law) and own-damage cover of {{od_insurance}}. The combined first-year insurance of {{insurance_total}} is typical for a 110cc scooter. You can reduce this in subsequent years by switching to third-party-only insurance once the mandatory own-damage cover expires.

**Dealer/handling charges:** {{other_charges}}
This is a fixed dealer logistics and handling fee of {{other_charges}}, charged by most Honda dealerships.

**Total on-road price in {{city}}: {{on_road}}**

For the DLX variant, add approximately Rs 12,000 to all these figures. EMI buyers should factor in that most Honda dealerships in {{city}} offer financing at 9-11% per annum; a 20% down payment over 36 months brings monthly instalments to roughly Rs 2,000-2,400 for the base variant.

## Honda Dio On-Road Price in Patna
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| Dio Standard | ₹74,298 | ₹6,687 | ₹3,851 | ₹2,117 | ₹3,500 | **₹90,453** |
| Dio Deluxe | ₹86,333 | ₹7,770 | ₹3,851 | ₹2,460 | ₹3,500 | **₹1,03,914** |

*Road tax rate: 9%. Prices are indicative. Actual on-road price may vary by dealer.*

When visiting a Honda dealership in {{city}}, always ask for the complete on-road price quote in writing before signing anything. Some dealers may quote a lower ex-showroom figure and add charges separately at delivery - the {{on_road}} figure above is what you should expect to pay all-in for the STD variant.

Insurance tip: you're not obligated to buy insurance from your dealer. Comparing quotes on platforms like PolicyBazaar or Acko often yields 10-20% savings on the own-damage component. The third-party premium is fixed by IRDAI and is the same everywhere.

If you're open to a certified pre-owned Dio, Honda's authorised used-scooter programme in {{city}} occasionally has 1-2 year old examples with remaining warranty - these can save Rs 10,000-15,000 versus a new purchase while retaining the peace of mind of Honda-backed quality.

## FAQs

**What is the on-road price of {{bike}} in {{city}}?**
The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}} for the STD variant. This includes an ex-showroom price of {{ex_showroom}}, road tax of {{rto}} at {{rto_percent}}, and total insurance of {{insurance_total}}.

**What is the road tax (RTO) for {{bike}} in {{state}}?**
The road tax for {{bike}} in {{state}} is {{rto}}, calculated at {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. Road tax is a one-time payment collected at registration and varies significantly between states - {{state}}'s rate applies to all new two-wheeler registrations in the state.

**What is the EMI for {{bike}} in {{city}}?**
Based on the on-road price of {{on_road}} in {{city}}, a typical EMI with 20% down payment over 36 months at 9.7% interest works out to approximately Rs 2,200-2,500 per month. Honda dealerships in {{city}} often offer competitive finance rates - always compare with your own bank before committing.

**What does the insurance cost for {{bike}} in {{city}}?**
The first-year insurance for {{bike}} in {{city}} totals {{insurance_total}}, split between third-party insurance of {{tp_insurance}} (mandatory, IRDAI-fixed) and own-damage cover of {{od_insurance}}. From the second year, you can opt for third-party-only insurance to reduce costs significantly.

## More
- [Overview](/bikes/honda/dio)
- [Ex-showroom Price](/bikes/honda/dio/price)
- [Variants & Specs](/bikes/honda/dio/variants)