# Honda Activa 125 Price in Kochi 2026 > Honda Activa 125 on-road price in Kochi starts at ₹1,09,919. Includes road tax (Kerala), insurance, and charges. Source: https://indianautoforum.com/bikes/honda/activa-125/price/kochi The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This is the total amount you'll need to pay at the dealership to ride the scooter home - there are no hidden charges beyond this figure at an authorised Honda dealer. Here's exactly how the on-road price breaks down: - **Ex-showroom price:** {{ex_showroom}} - This is the base price of the scooter as declared by Honda, before any state-level taxes or registration charges. - **Road tax (RTO):** {{rto}} at {{rto_percent}} - Road tax in {{state}} is calculated on the ex-showroom price. Rates vary by state and vehicle category; {{state}}'s current rate for 125cc scooters is {{rto_percent}}. - **Insurance:** {{insurance_total}} - This covers your mandatory third-party insurance premium of {{tp_insurance}} plus own-damage cover of {{od_insurance}}. Honda recommends taking comprehensive insurance for the first year to protect your investment. - **Dealer/handling charges:** {{other_charges}} - This covers registration paperwork, number plate fabrication, and delivery handling. Honda has standardised this at Rs 3,500 at most authorised dealerships. The total on-road price of {{on_road}} is what you'll see on your purchase invoice. EMI options are available through Honda's finance partners and banks - at a 10% interest rate over 3 years, monthly payments on the {{bike}} work out to approximately Rs 2,900-3,200 depending on down payment. Note: On-road prices shown are for the DLX variant. The H-Smart variant adds approximately Rs 4,500-5,500 more depending on city RTO slabs. ## Honda Activa 125 On-Road Price in Kochi | Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road | |---------|-------------|----------|--------------|--------------|-------|---------| | Activa 125 25-year Anniversary Edition | ₹92,529 | ₹7,402 | ₹3,851 | ₹2,637 | ₹3,500 | **₹1,09,919** | | Activa 125 DLX | ₹93,284 | ₹7,463 | ₹3,851 | ₹2,659 | ₹3,500 | **₹1,10,757** | | Activa 125 H-Smart | ₹97,903 | ₹7,832 | ₹3,851 | ₹2,790 | ₹3,500 | **₹1,15,876** | *Road tax rate: 8%. Prices are indicative. Actual on-road price may vary by dealer.* A few things worth knowing before you visit a {{city}} Honda dealership: First, always ask for a formal quotation in writing - some dealers add charges for accessories or extended warranties that are optional, not mandatory. Second, third-party insurance is legally mandatory but own-damage cover is your choice - for a new scooter, comprehensive cover is almost always worth it given the low premium. Third, if you're registering in {{state}} under the HSRP (high-security number plate) scheme, factor in an additional Rs 400-600 for the plate itself. The on-road price of {{on_road}} already includes standard dealer handling, so you shouldn't be charged extra for basic delivery prep. ## FAQs **What is the on-road price of {{bike}} in {{city}}?** The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This includes an ex-showroom price of {{ex_showroom}}, road tax of {{rto}} at {{rto_percent}}, and total insurance of {{insurance_total}}. **What is the road tax (RTO) for {{bike}} in {{state}}?** In {{state}}, the road tax for {{bike}} is {{rto}}, calculated at {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. RTO rates vary significantly by state - this is a key reason on-road prices differ between cities like Delhi and Bangalore. **What is the EMI for {{bike}} in {{city}}?** Based on the on-road price of {{on_road}} in {{city}}, EMI at 10% annual interest over 36 months starts at approximately Rs 2,900-3,200 per month depending on your down payment. Finance is available through Honda's authorised partners at most {{city}} dealerships. **What does insurance cost for {{bike}} in {{city}}?** Insurance for {{bike}} in {{city}} totals {{insurance_total}}, which covers mandatory third-party premium of {{tp_insurance}} and own-damage cover of {{od_insurance}}. Comprehensive insurance is strongly recommended for the first year. ## More - [Overview](/bikes/honda/activa-125) - [Ex-showroom Price](/bikes/honda/activa-125/price) - [Variants & Specs](/bikes/honda/activa-125/variants)