# Hero Splendor Plus Xtec Price in Mumbai 2026

> Hero Splendor Plus Xtec on-road price in Mumbai starts at ₹99,881. Includes road tax (Maharashtra), insurance, and charges.

Source: https://indianautoforum.com/bikes/hero/splendor-plus-xtec/price/mumbai

The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This is the total amount you'll pay to drive your new Hero home - it covers everything from the factory price to registration at the local RTO.

Here's how that {{on_road}} breaks down:

**Ex-Showroom Price: {{ex_showroom}}**
This is the base price of the motorcycle as set by Hero MotoCorp. It includes GST (12% for two-wheelers under 350cc) but nothing else. Every Hero dealership in {{city}} charges the same ex-showroom price.

**Road Tax (RTO): {{rto}}**
Road tax in {{state}} is charged at {{rto_percent}} of the ex-showroom price. This is a one-time payment made to the {{state}} RTO when registering your vehicle. Karnataka and Maharashtra charge higher rates than states like Delhi, which is why on-road prices vary significantly by city.

**Insurance: {{insurance_total}}**
Insurance includes mandatory third-party cover ({{tp_insurance}}) as mandated by law, plus recommended own-damage cover ({{od_insurance}}) to protect your bike against accidents and theft. The combined first-year insurance premium for the {{bike}} in {{city}} is {{insurance_total}}.

**Dealer/Handling Charges: {{other_charges}}**
Dealers charge a fixed handling and logistics fee of {{other_charges}} to cover pre-delivery inspection, number plate, and documentation costs.

The {{engine_cc}} {{bike}} is one of the best-value commuter motorcycles in {{city}}, offering 60-70 kmpl real-world fuel economy and Hero's class-leading service network across {{state}}.

## Hero Splendor Plus Xtec On-Road Price in Mumbai
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| Splendor Plus Xtec Drum Brake - OBD 2B | ₹81,274 | ₹8,940 | ₹3,851 | ₹2,316 | ₹3,500 | **₹99,881** |
| Splendor Plus Xtec 2.0 - Drum Brake - OBD 2B | ₹83,263 | ₹9,159 | ₹3,851 | ₹2,373 | ₹3,500 | **₹1,02,146** |
| Splendor Plus Xtec Disc Brake - OBD 2B | ₹84,284 | ₹9,271 | ₹3,851 | ₹2,402 | ₹3,500 | **₹1,03,308** |

*Road tax rate: 11%. Prices are indicative. Actual on-road price may vary by dealer.*

When buying the {{bike}} in {{city}}, it's worth knowing that the ex-showroom price is non-negotiable, but dealers often have flexibility on accessories, extended warranty top-ups, or complimentary first service. Ask for at least one free accessory (seat cover, tank pad, or phone mount) - especially if you're buying during the off-season.

For insurance, consider getting quotes from third-party insurers online (Acko, Digit, ICICI Lombard) rather than just the dealership's default option - you can often save Rs 500-1,500 on own-damage cover. The {{bike}} qualifies for zero-depreciation add-on cover at a modest extra premium, which is worth it in the first year.

The total on-road price in {{city}} is {{on_road}}. Most buyers in {{state}} opt for a 36-month EMI plan, which makes the monthly outgo under Rs 3,000 for most variants.

## FAQs

**What is the on-road price of the {{bike}} in {{city}}?**
The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This includes an ex-showroom price of {{ex_showroom}}, road tax of {{rto}} at {{rto_percent}}, total insurance of {{insurance_total}}, and dealer charges of {{other_charges}}.

**What is the road tax for the {{bike}} in {{state}}?**
The road tax for {{bike}} in {{state}} is {{rto}}, calculated at {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. This is a one-time payment included in the total on-road price of {{on_road}}.

**What is the EMI for the {{bike}} in {{city}}?**
Based on the on-road price of {{on_road}} in {{city}}, the approximate EMI over 36 months at 9.7% interest with 10% down payment is around Rs 2,700-2,900 per month. Hero dealerships in {{city}} offer financing through partner banks with competitive rates.

**What does insurance cost for the {{bike}} in {{city}}?**
The total first-year insurance for {{bike}} in {{city}} is {{insurance_total}}, comprising mandatory third-party cover of {{tp_insurance}} and own-damage cover of {{od_insurance}}. Comparing quotes online via Acko or Digit can save you Rs 500-1,500 over the dealership price.

## More
- [Overview](/bikes/hero/splendor-plus-xtec)
- [Ex-showroom Price](/bikes/hero/splendor-plus-xtec/price)
- [Variants & Specs](/bikes/hero/splendor-plus-xtec/variants)