# Hero Passion Xtec Price in Visakhapatnam 2026

> Hero Passion Xtec on-road price in Visakhapatnam starts at ₹98,817. Includes road tax (Andhra Pradesh), insurance, and charges.

Source: https://indianautoforum.com/bikes/hero/passion-xtec/price/visakhapatnam

The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This is the total amount you pay to ride the bike out of the showroom, and it is made up of several components.

The ex-showroom price is {{ex_showroom}} - this is the base price set by Hero MotoCorp before state-level taxes and registration charges apply. On top of this, the state government levies road tax (RTO) of {{rto_percent}}, which works out to {{rto}} for the {{bike}}.

Insurance is mandatory under Indian law. The first-year premium includes a third-party component ({{tp_insurance}}) and own-damage cover ({{od_insurance}}), totalling {{insurance_total}} for the first year. After year one, you can opt for third-party only (significantly cheaper) or continue with comprehensive cover.

Dealers also charge handling and documentation fees of {{other_charges}}, which covers PDI (pre-delivery inspection), number plate, and basic accessories fitment.

**{{bike}} On-Road Price Breakdown - {{city}}, {{state}}:**
- Ex-showroom price: {{ex_showroom}}
- Road tax (RTO at {{rto_percent}}): {{rto}}
- Insurance (TP + OD): {{insurance_total}}
- Handling & documentation: {{other_charges}}
- **Total on-road price: {{on_road}}**

This breakdown is for the base Drum variant. The Disc variant will add approximately Rs 4,400 to the ex-showroom price, with a proportional increase in road tax.

If you are financing the {{bike}}, most banks and Hero FinCorp offer 85-90% financing on the on-road price. At 9.5% p.a. over 36 months with 10% down, the monthly EMI works out to approximately Rs 2,350-2,500 depending on your lender.

## Hero Passion Xtec On-Road Price in Visakhapatnam
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| Drum Alloy | ₹81,775 | ₹7,360 | ₹3,851 | ₹2,331 | ₹3,500 | **₹98,817** |
| Disc Alloy | ₹85,748 | ₹7,717 | ₹3,851 | ₹2,444 | ₹3,500 | **₹1,03,260** |

*Road tax rate: 9%. Prices are indicative. Actual on-road price may vary by dealer.*

Before finalising your purchase in {{city}}, it is worth calling two or three Hero dealerships - with the {{model}} now discontinued, some dealers in {{state}} are offering discounts on remaining stock. Negotiate on accessories, free first service, or extended warranty rather than just sticker price.

For insurance, compare quotes on Policybazaar or Acko before accepting the dealership's bundled policy - you can often save Rs 800-1,500 on the premium. Third-party insurance alone (mandatory minimum) costs around Rs 714 per year for bikes under 150cc.

The total on-road price of {{on_road}} in {{city}} is the starting point - smart negotiation can reduce your effective outgo by Rs 3,000-5,000 on a discontinued model.

## FAQs

**What is the on-road price of {{bike}} in {{city}}?**
The on-road price of {{bike}} in {{city}}, {{state}} is {{on_road}}. This includes ex-showroom price of {{ex_showroom}}, road tax of {{rto}} at {{rto_percent}}, insurance of {{insurance_total}}, and handling charges of {{other_charges}}.

**What is the road tax for {{bike}} in {{state}}?**
The road tax (RTO) for {{bike}} in {{state}} is {{rto}}, calculated at {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. This is paid at the time of registration at the RTO office.

**What is the EMI for {{bike}} in {{city}}?**
Based on the on-road price of {{on_road}} in {{city}}, with 10% down payment and a loan at 9.5% p.a. over 36 months, the monthly EMI for the {{bike}} works out to approximately Rs 2,350-2,500.

**What does insurance cost for {{bike}} in {{city}}?**
Insurance for {{bike}} in {{city}} costs {{insurance_total}} for the first year, which includes third-party cover of {{tp_insurance}} and own-damage premium of {{od_insurance}}. From year two, third-party only is approximately Rs 714.

## More
- [Overview](/bikes/hero/passion-xtec)
- [Ex-showroom Price](/bikes/hero/passion-xtec/price)
- [Variants & Specs](/bikes/hero/passion-xtec/variants)