# Harley-Davidson 1200 Custom Price in Panaji 2026

> Harley-Davidson 1200 Custom on-road price in Panaji starts at ₹12,38,170. Includes road tax (Goa), insurance, and charges.

Source: https://indianautoforum.com/bikes/harley-davidson/1200-custom/price/panaji

The last recorded on-road price of the {{bike}} in {{city}}, {{state}} was {{on_road}}. This figure reflects the final pricing before the 1200 Custom was discontinued in India in April 2021 and should be used as a historical reference rather than a current purchase guide.

The on-road price breaks down as follows: ex-showroom price of {{ex_showroom}}, road tax (RTO) of {{rto}} at {{rto_percent}} of the ex-showroom value, insurance charges of {{insurance_total}} (comprising third-party and own-damage cover), and dealer handling or other charges of {{other_charges}}.

**How to use this price for used market comparisons:**

The original on-road price in {{city}} establishes the cost basis for used valuation. A 2021 model that cost {{on_road}} new typically depreciates to 65-75% of on-road price in year one of ownership and 55-65% by year two. A 2021 model purchased new in {{city}} at {{on_road}} would today be expected to trade at approximately Rs 7-9 lakh depending on mileage and condition, assuming no modifications.

For 2020 BS6 models (first-year fuel injection), expect approximately Rs 6.5-8 lakh on the used market. For 2019 BS4 models, Rs 5-7 lakh is the typical range.

All figures are indicative and subject to the specific condition, mileage, and service history of the individual motorcycle. Used market prices in {{city}} may vary by 5-10% from the national average depending on local demand.

Buyers considering a used {{bike}} purchase in {{city}} should factor in: comprehensive insurance renewal (Rs 18,000-25,000 per year), any deferred service costs, and registration transfer fees (typically 2-3% of the assessed value in {{state}}).

## Harley-Davidson 1200 Custom On-Road Price in Panaji
| Variant | Ex-Showroom | Road Tax | TP Insurance | OD Insurance | Other | On-Road |
|---------|-------------|----------|--------------|--------------|-------|---------|
| Standard | ₹10,90,347 | ₹98,131 | ₹15,117 | ₹31,075 | ₹3,500 | **₹12,38,170** |

*Road tax rate: 9%. Prices are indicative. Actual on-road price may vary by dealer.*

The {{bike}} is no longer sold new in India - the {{on_road}} figure above is the last recorded on-road price in {{city}} before discontinuation in April 2021. For current used market prices, check platforms like BikeWale Used, Bikes4Sale, and OLX for live listings in {{city}}. When negotiating a used purchase in {{state}}, use the original on-road price of {{on_road}} as the cost-basis reference for your depreciation calculations. Registration transfer at the {{state}} RTO is mandatory for used purchases; the process typically takes 2-4 weeks and costs Rs 5,000-8,000 in state transfer fees depending on the vehicle's age.

## FAQs

**What is the on-road price of the {{bike}} in {{city}}?**
The last recorded on-road price of {{bike}} in {{city}}, {{state}} was {{on_road}}. This includes ex-showroom price of {{ex_showroom}}, road tax of {{rto}} at {{rto_percent}} in {{state}}, and insurance of {{insurance_total}}. The bike was discontinued in April 2021; this figure is a historical reference for used market valuation.

**What is the road tax (RTO) for the {{bike}} in {{state}}?**
The road tax for {{bike}} in {{state}} was {{rto}}, calculated at {{rto_percent}} of the ex-showroom price of {{ex_showroom}}. The total on-road price of {{on_road}} includes this {{rto}} RTO charge along with insurance and other charges.

**What is the EMI for the {{bike}} in {{city}}?**
A used {{bike}} purchased at the current used market price (typically Rs 6.5-8 lakh in 2026, lower than the last on-road price of {{on_road}}) on a 36-month loan at 12-14% works out to approximately Rs 21,000-27,000 per month EMI. The original {{on_road}} on-road price in {{city}} serves as the cost-basis for depreciation calculations.

**What does insurance cost for the {{bike}} in {{city}}?**
At the time of discontinuation, comprehensive insurance for {{bike}} in {{city}} was approximately {{insurance_total}} annually (included in the {{on_road}} on-road price). For used purchases in 2026, comprehensive insurance renewal for a 2020-2021 1200 Custom in {{state}} typically costs Rs 18,000-25,000 per year.

## More
- [Overview](/bikes/harley-davidson/1200-custom)
- [Ex-showroom Price](/bikes/harley-davidson/1200-custom/price)
- [Variants & Specs](/bikes/harley-davidson/1200-custom/variants)